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Changes to Macquarie Branded Loan Commissions & Clawbacks
Effective for settlements from 16 October...

Meet Shehana: your settlements champion
Vow Home Loans doesn't just offer you great products and...

Refinancing Mistakes to Avoid
Avoid these common mistakes and refinancing your home loan should...

Seeking Super
There is over billion of lost superannuation in Australia...

Vow Financial Pinnacle CEO Club Information
These bi-annual exclusive days are by invitation only and bring...

"Cinderella" property markets set to shine in 2018
By Paul Bennion, Managing Director, DEPPRO Property...

"Cinderella" Property Markets Show Green Shoots of Recovery
By Paul Bennion, Managing Director, DEPPRO ...

'Coffee and Compliance' kicks off
There's a lot happening on the...

20 Questions to Ask
What better time than the start of a new year...

2011: A Positive Market Outlook
2011 is shaping up as a positive year for the...

2017-07-27 13.01 Vow Academy: Heather Gallagher from Bank of Queensland and Gabriele Famularo from Liberty

2017-08-03 13.00 Vow Academy_ Sean Tang _ Tarik Barrouhi from NAB and Shay Lena from AMP

2018 Commercial Industry Masterclass Success
Glenn Mitchell Head Of Commercial & Equipment Finance for YBR...

2018 Industry Commercial Masterclass
All of the Vow Broker Network...

2018 Industry Commercial Masterclass
...

2018 Industry Commercial Masterclass
Over the coming months, a strong...

2018 Industry Master Class
All of the Vow Broker Network...

2019 Draft NCCP Amendment Bill
Message from the MFAA CEO, Mike Felton regarding key issues,...

2019 Federal Budget Outcome
Source: AICD Main points ...

2019 National Conference - Early Bird Now Extended Until 14th June
The 2019 National Conference is rapidly approaching, and we've extended...

2019 National Conference and the Disney Institute
People are constantly wondering what the secret is to the...

3 reasons to attend Symmetry training
Our Symmetry guru Adam Flint is training Vow brokers around...

4 Tips to Success in 2015
What better time than the start of a new year...

5 Predictions for 2018: FBAA mag
What's in store for the broking profession in 2018? Our...

5 reasons to consider La Trobe Financial
For...

5th Annual Commercial Conference
Glenn...

6 Financial Mistakes to Avoid
We lock up our homes to avoid being burgled, yet...

6 Investment Mistakes to Avoid
Wouldn't it be great to know you can trust your...

7 Ways to Pay down your Home Loan Sooner
You don't need to win the lottery to pay off...

86 400 Granted Full ADI Licence
It is exciting to announce that as of today, 86...

86 400- The smart, digital way to get a home loan is here
Our home loans are live! ...

A Guide to Home Loan Paperwork
Putting together the paperwork needed for home loan approval is...

A Guide to Home Loan Paperwork
Putting together the paperwork needed for home loan approval is...

A Message from the MFAA CEO
Today, the Mortgage Broking Industry Group*...

A Must Read for Every SME Business
We are thrilled to share with you Judo Bank's inaugural...

A PROMISE TO LISTEN, A VOW TO RESPOND.
The key for us at Vow is to have a...

A promise to Listen, A Vow to Respond.
The first aggregator business deliberately founded and shaped in response...

A tale of two brokers: why compliance matters
Broker 1. Passes with flying colours, business and future intact...

ABCD Commercial Launch
With...

ABN Amro
Acknowledgement
1. I will only send the referral to one option...

Actions Taken to Combat the Recent RC Recommendations
Following on from Frank's recent communications, I wanted to update...

Adelaide Bank launches mobile banking app
...

Adelaide Bank's 3 Year Fixed Rate Special Offer
Adelaide Bank communicated earlier this week, effective 17 September 2019...

AFCA Membership Renewal
The Australian Financial Complaints Authority (AFCA) have amended their membership...

AFCA reveals broker share of customer complaints
AFCA's new online comparison tool has revealed that brokers make...

Affordable Property Investment
A large bank balance is not a prerequisite for affording...

AFM
AFM Product & Fee update
With a new financial year ahead, AFM are revamping the...

AFM: Maximum LVR for IO Loans
The maximum LVR for new loans with an Interest Only...

Aggregator of Choice Survey for 2019
How satisfied are you with your aggregator? ...

ALI Group Cross Sell Option
If your business or aggregator has an agreement with ALI...

ALI Group Launches Cashback Offer
ALI Group, leading provider of loan and mortgage protection to...

Allianz
Alt Doc Promo extended
Due to high demand, we are happy to announce our...

An important update from TMBank
...

An investment rate under 4% plus some interest only changes to Flexi Options.
We are introducing two new P&I Special offers...

Andrew Parry talks Renai Plant, Macquarie bank digital process and product offering
Find about how Andrew can help you. ...

Annual results welcomed by media and markets
Yesterday's positive financial results from Yellow Brick Road Holdings have...

Anyone looking to buy their first property?
First home buyers are putting aside their nerves and making...

ANZ
ANZ announcement
Over the next few weeks, a...

ANZ Asset Finance Update
CHANGES TO RETAIL LENDING PRACTICES Effective Saturday...

ANZ Commercial: Open for business
ANZ has recently announced changes to its ANZ Commercial Property...

ANZ Loosens Investor IO Lending Policy
Source: Mortgage Business The major bank has...

ANZ Update
As a valued business partner, we...

Apps, Software and Marketing Material that will make your life easier - Sponsored by St George (13 August 2013)
...

Are low interest rates costing your clients?
Melbourne Cup Day wasn't just about...

Are you a commercial finance broker?
If so, CAFBA is the industry...

Are you Insured?
This year's string of floods, cyclone and bushfires has pushed...

ASIC Industry Funding - what it means for you
...

ASIC Review collaboration
Representatives from the mortgage industry have begun a process to...

ASIC Review: MFAA and FBAA submissions
Both MFAA and FBAA made submissions to the ASIC Review...

ASIC set to shadow shop brokers
As foreshadowed in our PD Days and Compliance Workshops last...

ASIC Warning: Shadow Shopper Scam
ASIC warns the public to be wary of a scam...

Asking for Google Reviews: Tips to get 5 Star ratings and boost your visibility
One of the themes covered in the recent round of...

Asset Lend Group
"It amazes me that the other aggregators talk the talk...

ATO Audit Finds Nine Out of Ten PIs Make Tax Deduction Mistakes
By Paul Bennion, Managing Director of DEPPRO ...

Australia Gains One Person Every Minute
By Paul Bennion, Managing Director of DEPPRO ...

Australia Has Now Over One Million Millionaires!
The latest research conducted by Credit Suisse reveals that there...

Australia's Dwelling Values Fall Half A Percent In April As Rate Of Decline Continues To Ease
Source: Corelogic Dwelling values across Australia continued...

Australia's property strength revealed.
By Paul Bennon, Managing Director, DEPPRO The...

Australia's property taxes top .5 billion p.a.
By Paul Bennion, Managing Director, DEPPRO The...

Australian Financial Complaints Authority
ASIC welcomes the passage through Parliament of the Bill to...

Australian Military Bank Rate Change
We are now in a position to consider applications up...

AUSWIDE BANK
Temporary Suspension of Preapproval Applications ...

Average size of new home loans up as financial pressure mounts on property investors
By Paul Bennion, Managing Director DEPPRO...

Banish Work Blues
We all have periods when we feel less than enthusiastic...

Bank of Queensland New Home Loan Rates
Effective Monday, 2 July 2018, BOQ will be increasing their...

Bank of Sydney Fixed Rates Reduced Rate Lock Fee Waiver
For...

Bank of Sydney Policy Updates
Please be advised that Bank of Sydney have made some...

Bank or Broker?
Clients sometimes ask us why they shouldn't just go direct...

Banking Royal Commission Update - from Peter White
It's been almost a week since Commissioner Kenneth Hayne handed...

Bankwest continues support of Broker Channel
Bankwest is implementing changes to its...

Bankwest Home Loan 00 Cashback Offer
As a reward for bringing new home lending to Bankwest,...

Bankwest Valuation and Policy Tool
Spend less time searching for our LVR limits and instantly...

Be Your Own Olympian
Ask any Olympic athlete what got them to London and...

Beat the Cost of Living
How to cope with the rising cost of electricity, fuel...

Benefits of using Vow Platform
Increased efficiency in your business sales process, documentation storage, compliance...

Bernard Salt: There's more to Australia's housing future than spendthrift millennials
Bernard Salt shared his insights into the demographic trends affecting...

Better Business Awards Best Regional Office Winner
The Better Business Awards kicked off in Perth, Thursday 14th...

Better Business Awards finalists
Finalists for The Adviser's Better...

Bluestone Commission Change
Over the next 6 weeks, starting from the 12th of...

Bluestone's Rates Just Keep Dropping!
The rates just keep on dropping! Bluestone is back with...

Bluestones has mass Rate Cuts
Bluestone has officially announced that it has now entered the...

BOQ - Changes to ApplyOnline
...

BOQ Business Loan Changes
Broker fees are now being waived for Bank of Queensland...

BOQ Commercial Broker
Please be advised that BOQ are still open for SMSF...

BOQ Commercial Business Broker Offer (exclusive of BOQ Specialist)
BOQ Commercial Broker have launched a new broker only campaign...

BOQ Loan Update
BOQ have reviewed our process and...

BOQ Mortgage Offset Account Fee Changes
From 1 September 2018 BOQ has made changes to their...

BOQ NSW Broker Workshops Invite

BOQ Spring Campaign Home Loan Offers
Our Spring Campaign customer offers launch on Monday 10 September....

BOQ Term Loan : NIL App Fee
Please keep our...

Borrow Through Super
Investing your superannuation in direct property could now be an...

Brand Identity Design
Our design team will ensure that your brand really stands...

Bring your brand story to life - Top writing tips for business
Creating and publishing content - stories,...

Broker Benefits
Good advice is critical when selecting a home loan, according...

Broker Breaks Down Business to Build it Further
Source: mpamagazine.com.au Capkon Investments CEO and two-time...

Broker News: Lending Policy Changes and Revised Calculator
From...

Broker Story: An audit is a great learning opportunity
As a broker with 17 years'...

Brokers Benefit From E-Conveyancing
...

Brokers embrace Vownet
By David Stewart, QLD State Manager...

Brokers more Popular than Ever
Mortgage brokers are now responsible for writing over half of...

Building Wealth for Retirement
Investing in property can help build wealth for retirement in...

Business & Marketing Tips
We regularly supply our brokers with handy marketing tips and...

Business diversification
Diversification into different channels has become a business necessity with...

BUTN 24-hour Upfront Commission Payments
Over the past 9 months Vow have been working on...

Buyers Make a Comeback
While many buyers kept out of the property market in...

Buyers Wish List
Multiple bathrooms are rated as number one on a wish...

Buying a second property...
History rarely repeats itself and this is certainly true of...

Buying an Investment Property
Let your head not your heart have the deciding say...

Buying your first home
First Home Buyers Buying your first home...

Calculator
Calculators
How much can I borrow? Find out your...

Cameron Kusher joins the National Conference
Cameron Kusher of CoreLogic will be attending the National Conference...

Can Shorten and Bowen have a
By Peter Switzer Published: Monday, February 11 2019...

Can you insure against ATO investigations?
The Tax Commissioner has predicted that...

Canstar - Star Rating Review
Canstar have recently evaluated thousands of products from hundreds of...

CBA CEO Weighs in on Flat-Fee Model
Source: The Adviser Appearing before the House...

CBA Commission Payments
Commonwealth Bank has announced they are...

CBA Refresher E-Learning Activity
As you would be aware, CBA introduced a...

CBA slashes mortgage serviceability rate
The big four bank has lowered...

CDE Alliance
"We joined Vow family in February 2013 and we have...

Celebrating Vow's Altitude Award Winners
Vow Financial would like to congratulate the finalists and winners...

Celebrating Vow's Altitude Award Winners
Vow Financial would like to congratulate the finalists and winners...

Census reveals 2.5m rental properties
By Paul Bennion, Managing Director of DEPPRO ...

Changes coming to the Australian property market
By Paul Bennion, Managing Director, DEPPRO...

Changes to Empower Range Policies
Please note there have been a...

Changes to ING Commissions
ING will change the way it calculates upfront broker commissions...

Changes to Liberty upfront commissions
...

Changes to Resi Renew and Restart Construction Product
Effective 1 March 2019 Off the back of strong demand...

Cheaper to buy or rent?
Buying property is becoming cheaper than renting in many suburbs...

Check Out this Month's Property Report
The Australian housing market continued to weaken over the month,...

Choosing the right investment loan
When structuring a home loan, investors have different needs to...

Christmas payment processing
We may only be in October but with Christmas not...

Christmas payment processing times
With Christmas now not too far away, please take note...

Citi Affirms Commitment to Broker Channel
By Charbel Kadib - Source: The Adviser ...

Citibank
Citibank Basic Mortgage, Basically Brilliant
Citibank's Basic Mortgage allows your clients to enjoy a low...

Clarification on Empower changes
Last week we circulated an update...

Clients with short-term employment?
If you're having difficulty placing a deal due to short-term...

Clive Kirkpatrick
General Manager Lending Phone: 02 8298 4843 ...

Clive's recap on 2017
Clive Kirkpatrick's recap ...

Code of Banking Practice Financial Abuse Declaration
As an industry, we have been challenged by and successfully...

Coffee and Compliance
On Thursday 8th of May come...

Commbank decides to scrap SMSF SuperGear
Please be advised that the Commonwealth Bank has decided to...

CommBank Important Information - Broker Commissions Payment Notice
On 27 July 2018 we informed you of a technical...

Commercial & Equipment Finance Conference
We had great pleasure in running...

Commercial & Equipment Finance Training & Education
This critical training and education day supports brokers businesses to...

Commercial & Motor Niches
As you diversify your lending services, it's useful to know...

Commercial Lending
Vow Commercial Referral Template For Commercial lending...

Commercial Lending in Today's Markets
It is critical brokers use our approved Commercial lending panel,...

Commercial Lending Update
Great News for More Competition in Commercial Lending Markets ...

Commercial lending wrap-up
As 2017 comes quickly comes...

Commercial Loans
Are you looking for a property development loan for a...

Commercial SMSF Funding is Still Available with ThinkTank
Over recent months, the spotlight once again turns to SMSF...

Common Mistakes Made by First Time Property Investors
By Paul Bennion, Managing Director, DEPPRO Property...

Commonwealth Bank $ 750 cashback offer
Commonwealth Bank is offering 0 cashback for eligible Home Seeker...

Commonwealth Bank - Treatment of Subsequent Utilisation of Funds
Commonwealth advised in November 2018 that they were making changes...

Commonwealth Bank Product Suite Changes
From Saturday 29th of September 2018 Commonwealth Bank is simplifying...

Compliance & Regulation Team
As a broker with Vow, you have access to a...

Compliance on Audit Briefing
Following earlier communications, we are in the process of transferring...

Compliance tips: rethinking HEM
As you will know from experience,...

Compliance Webinar - Credit Licensees, are you meeting your NCCP Obligations (8 August 2012)
...

Compliance Webinar - Ensuring Your Preliminary Assessment Meets Regulatory Obligations (11 July, 2012)
...

Compliance Webinar - NCCP Compliance and Annual Compliance Certificates Simplified (3 December 2012)
...

Compliance Workshop
Steve...

Compliance Workshops and PD Days
Are these dates in your calendar?...

Compliance workshops: what you missed
This month's compliance workshop saw a lot of great discussion...

Conference Selling Fast: time to get beach-ready
We've seen a great response to the Vow Conference. The...

Conference Speaker Spotlight
Mick Colliss to share his humour, stories and sports poetry...

Conference Speaker Spotlight: Bernard Salt
There is no demographer more famous...

Congratulations Goes To...
As you know our great partners at Suncorp sponsored the...

Consolidating your Debt
You've overspent at Christmas and now you realise your bank...

Construction Boom Continues
Signing a contract of sale for a property gets you...

Consumer Access to Mortgage Report
In Australia, consumers have a number of channels they can...

Consumer complaints contact
Complaints can be lodged by contacting Vow's Complaints Officer ...

Consumer complaints contact
Complaints can be lodged by contacting Vow's Complaints Officer ...

Contact Us
Click here to join the Vow Financial network. Sales,...

Contact Us
Click here to join the Vow Financial network. ...

Conveyancing made easy
Vow Legal Conveyancing offers a seamless...

CoreLogic August Data shows price growth cooling
CoreLogic's August home value index results...

Credit Update from TMBL
Please find attached the latest Broker News from Teachers Mutual...

Daniel Kairouz
Senior Business Development Manager NSW Mobile: 0431 242...

David Stewart
State Manager QLD/NT/SA Mobile: 0422 023 688 ...

Deposit Assure Bond Guide
We have prepared a 'Deposit Assure Referral Guide' that covers...

Deposit Power Accreditation & Webinars
Our new online platform is now...

Deposit Power is on the Vow Financial Panel
Deposit Power is on the Vow Financial panel. ...

Deposit Power Releases New Application Form
Deposit Power releases New "one fits all" application form with...

DEPPRO Happy New Year
By Paul Bennion, Managing Director of DEPPRO ...

Depreciation rules: an unpdate
Major changes to tax deprecation...

Did You Know Resi Can Assist?
Did you know that Resi can assist in the below...

Did you know? Here are some First Home Buyer stats
Some interesting First Home Buyer Stats.

Diversification - the key to business growth!
We are all aware that the residential market has taken...

Diversification - the key to business growth!
We are all aware that the residential market has taken...

Does a swimming pool increase a property's value?
‘Pool’ is the number one most searched for feature by...

Doing better business
Why audits can help you improve...

Dollar Home Loans
"Once I had decided to move over to Vow the...

Don't forget: you can help your clients with General Insurance!
How does 20% of earnings sound to you? ...

Don't Kill Competition - Updated MP Letters
Over the past two months, our industry has pulled together...

Early Bird Rate for Vow Conference and Registration for Professional Development Days
The early bird rate for the...

Early bird tickets for Vow Financial Conference closing soon
The annual Vow National Conference is...

Economy solid in 2014
There’s plenty of data to back up the rumour that...

EFS
Eight Key Questions You Should Ask When Buying an Apartment for Investment Purposes
By Paul Bennion, Managing Director, DEPPRO As...

Elderslie
Empower Credit & Policy Changes
We'll be enhancing your AVM experience over time, and the...

Empower Loans update
As we flagged in recent weeks, there have been some...

Empower Pricing Update
As the first stage in...

Empower Update
In response to regulator directions, there are a number of...

Empower Update
Many of you would already be aware, from discussions with...

Empower Update
Recently we alerted you to some recent changes in credit...

Engage your Clients in the Don't Kill Competition Campaign
Learn how to best utilise the campaign resources for the...

Equipment & Finance Referral Options
We remind our broker network of the full access you...

Equitimax
"Robert Ward and I have built our business over 7...

Estate Planning
Most of us expect to live to a ripe old...

Event Calendar
Keep up-to-date with Vow Financial broker events throughout the year....

Exit Fees Out
Switching home loans has become one step easier with the...

Exit Fees Out or Not?
The proposed ban on mortgage exit fees by the federal...

Expect more home loan owner occupied variable rate 3.58% PA
This will be withdrawn on August 15th, 2018. ...

FBAA backs new mortgage pricing inquiry
The head of the FBAA has expressed strong support for...

FBAA Message: Banks Urged to Respond More Quickly
Banks urged to respond more quickly...

FBAA Message: Your Professional Indemnity (PI) Cover
Financial Abuse Declarations and you Professional...

FBAA's Financial Abuse Awareness Training
We have been informed that all members of the FBAA...

Featured Product: Resi Smartpro
With the ever-changing lending market, RESI remains your dedicated Vow...

Featured Product: Smartpro
With the ever-changing lending market, RESI remains your dedicated YBR...

Feeling the winter chill?
Join us for the annual conference...

Financial resolutions that last
Losing weight, quitting smoking, saving money and getting out of...

Fix or not?
A drop in fixed rates by a number of banks...

FIXED RATE HOME LOANS NOW HIGHEST IN FOUR YEARS
By Paul Bennion, Managing Director of DEPPRO ...

Fixed vs. Variable Home Loans
To fix or not to fix? It's a question that...

Flagship product range, the Flexi Options Loan
Over the past few weeks, Resi has been focused on...

Flat Market Favours Buyers
You've probably heard the reports about the Australian property market...

Flexi Options Policy Improvements
Changes...

Fraser Financial Services
"Vow Financial was chosen as we believed they offered the...

Free templates for your clients
We have developed over 25 free marketing templates for our...

Friendly Reminder!
Just a friendly reminder to all Vow Brokers writing Commercial...

Gala Dinner Awards Nominations
Now is the time to nominate for the National Conference...

Gary 'Chopper' Reid Memorial Golf Day
Following the success of last year's...

Get a Game Plan 2012: Planning to Achieve Your Goals (1 Feb, 2012)
...

Getting Ready to Retire
Some of us dream of an early retirement, while others...

Getting the Most from Home Insurance
Taking out home insurance is a requirement of most lenders,...

Give your clients a say and help your industry!
Momentum Media, publishers of The Adviser, has launched a survey...

Glenn Mitchell
Head Of Commercial & Leasing Phone: 02 8298...

Glenn Mitchell wins at ABA's
The Vow Financial team was delighted...

Global stock market gyrations have silver lining for Australian property market
By Paul Bennion, Managing Director, DEPPRO ...

Going Green
Save money on your energy bills and add value to...

Gold for Property
If medals were handed out for making money, gold would...

Got it covered?
There are many ways to build wealth, but what about...

Government Agrees to 365-day net offset payment
The government will move to a 365-day cap when determining...

Government Now Collects Over 1.5 Billion Every Day in Taxes
Source: Deppro.com.au By Paul Bennion, Managing Director,...

Grab Your Commercial Lending Masterclass Ticket Discount
Understand how to diversify your business into commercial lending, for...

Grab Your Commercial Lending Masterclass Tickets
Understand how to diversify your business into commercial lending, for...

Group Lending - More than just another lender on your panel...
Someone asked us recently: why use...

Group Lending - Product Spotlight Renew & Restart
Group Lending is currently seeing a...

Group Lending Announcement
Following a strategic review of the...

Group Lending Let us help you with your tricky scenarios!
Low doc solutions with just an accountant letter?...

Group Lending Update
We have a fair bit happening in the Group Lending...

Group Lending Update-Resi Rera
Over the past couple of months you would have seen...

Group Lending's niche options
You may already be aware of Group Lending's Flexi Options...

Group Lending: More support means better service to Vow Brokers!
The Vow Group Lending team is growing... more people to...

Happy birthday David Stewart!
Please wish our fantastic QLD State Manager a big happy...

Have you heard about our Flexi Options new Rate?
Have you heard about our Flexi Options new Rate? ...

Have your say at the MFAA Board Election
With...

Have your Say, Send a Letter to your MP!
By Jessica Haddad ...

Helen Taylor
State Manager WA Mobile: 0439 896 691 ...

Help your customers take off with 50k Qantas Points
Customers who take out a Bankwest Complete Home Loan Package...

Help Your Customers Take Off With 50k Qantas Points
Customers who take out a Bankwest Complete Home Loan Package...

Helping Business Owners Get Finance That Fits
The biggest barrier for small business growth is access to...

Heritage
Home Buying Guide
We are pleased to provide everyone with a FREE copy...

Home Loans hit record high
By Paul Bennion, Managing Director, DEPPRO...

Home Loans Ltd
House versus Apartment
Does a house make a better investment than an apartment?...

Housekeeping now will pay off later
Good housekeeping is the key to meeting financial goals. ...

How mortgage and finance brokers can advertise on the internet - how to make an impact online!
...

How much Deposit do I need?
It's possible to buy a home with very little deposit,...

How to avoid a credit card hangover
Between all the Christmas parties, gift buying and holiday activities,...

How to Benefit from Reduced Rates
With official cash rates at rock bottom, now is the...

How to Buy a Second Property
You already own one property and now you want to...

How to Profit from Renovation
When it comes to making money from renovation, any old...

How walkable is your suburb?
Wouldn't it be great to know you can trust your...

How Will You Rate Your Aggregator's Performance?
MPA's annual Brokers on Aggregators survey is back. We're asking...

Howard
IMB's Commercial App Fee Special
We have a special offer until end October 2018 where...

IMB's EOFY Special
We have a special offer for Commercial Loans > 0,000...

IMB's special rate for Vow network
To kick off the new financial year, IMB is giving...

IMG Reduces Commercial Fixed Rates
IMB advises that they have...

IMG:test_thl.gif:Tassie Home Loans
"I believe in Vow Financial we have a wonderful partner...

Important Announcement
St.George Banking Group 3rd Party Commercial...

Important announcement from RESIMAC
*This...

Important Changes - Empower Range of Loans
We are pleased to be able to announce some upcoming...

Important Lender Updates
We've collated a few of the lender updates that we've...

Important reminder regarding AFCA membership
Important reminder for license-holding (ACLs) and...

Important Suncorp Update
Please see below a summary of process and policy changes...

Improve Your Service
Ever wondered how Deposit Power can...

Improved Offering and Service from Resi
Resi has launched the new look Flexi Options product. The...

Improved Offering and Service from Resi
Resi has the new look Flexi Options product. The Flexi...

Increase your Income
If there is one thing that most of us want...

ING Hikes Commercial Rates
By Charbel Kadib 06:45 AM, 1 May 2019 2 minute...

ING Updates
From Tuesday 11/4 we will be...

ING: CRS to apply from 1 July
You may have heard that Australia is one of many...

Insure against Risk
Risk is a necessary part of life, whether it's as...

Insuring your Mortgage
With interest rates predicted to rise again this year, you...

Integris
Introducing the Agility Quick Start Product
Resi is pleased to announce the new Agility Quick start...

Introducing the Agility Quick Start Product
Resi is pleased to announce the new Agility Quick start...

Introducing the Broker Interview Guide (BIG)
Please find below the latest Broker News. ...

Investing in an Apartment: What to Look for
What features make a great apartment that renters will love...

Is your Password Secure?
If you use a family name, a pet’s name, a...

Issue Identified - Living expense mapping
A note from Karen Brown, National Partnerships Manager at ANZ...

James Henderson
Business Development Manager NSW/ACT Mobile: 0491 230 621...

Jobs bonanza is positive news for the Australian property market
By Paul Bennion, Managing Director, DEPPRO...

Jobs of the future
Strong job growth is one of the signs that the...

John Wheeler
...

Join FBAA for R U OK? Day
Source: Get Broker Fit Join us for...

Join the Vow Financial network and take advantage of our marketing support team
Join the Vow Financial network and take advantage of our...

Join us for the FBAA Masterclass
If you are considering writing either Commercial or Equipment Finance...

Just weeks to go until the conference!
If you haven't registered for the sunny climes of Port...

L&D Announcement - Deposit Assure new portal
Deposit...

L&D: VowNet Training Series and CoreLogic Webinar
VowNet: The Fundamentals Webinar Series Please join...

Last Chance to Register for the National Conference
We are closing registrations for the National Conference soon so...

Latest broker news from teachers mutual bank, unibank & firefighters mutual bank
Change in Assessment Rate The Bank continually...

Latitude Financial Service
On the back of lender policy...

Latrobe
Learn How to Diversify Your Business into Commercial Lending
Understand how to diversify your business into commercial lending, for...

Learning and Development Update
The following articles have been added...

Leith Wickstein
State Manager VIC/ TAS Mobile: 0431 018 500...

Lender Changes Following RBA Announcement
Existing mortgage rates where details have been confirmed as of...

Lender Changes Following the Second RBA Rate Cut
Updated as of Wed 3/07/2019 4:52 PM ...

Lender Updates
Changes to ANZ Accreditation To improve...

Lending Policy Update from TMBank
...

Liberty Lender Update
Please find attached our new Prime and Custom Introducer Guides...

Liberty Residential SMSF Update
An update from your Liberty BDMs: ...

Liberty: new electronic forms
The Commercial and Commercial SMSF application forms will now include...

Life insurance: stepped or level?
When taking out life insurance you may be asked to...

Line of Credit Home Loan
Looking for a way to pay off high interest debts,...

Living expenses on APRA radar
A speech by APRA's Wayne Byres...

Living Green
Lower your energy bills and reduce your carbon footprint by...

Loan WA
"I have been a part of...

Lower Risk with Due Diligence
Due diligence is an important part of any major transaction...

Macquarie Accreditation Process updated
Macquarie Bank has updated its accreditation process through its Broker...

Macquarie Commission Changes
We...

Macquarie EOFY Home Loan Processing Times
...

Macquarie to publish processing times
Macquarie has committed to publishing its home loan processing times...

Macquarie Update - Serviceability Calculator Changes
Macquarie have today released their updated version of their loan...

Macquarie, ING among several lenders to cut rates
Author: Charbel Kadib Source: The Adviser ...

Major Bank Lowers Serviceability Floor
Source: mortgagebusiness.com.au By Charbel Kadib 12 July 2019 ...

Major Bank Revises Broker Remuneration Policy
Source: The Adviser A big four bank...

Major Bank Wins Responsible Lending Case Against ASIC
Source: mortgagebusiness.com.au By Charbel Kadib 13 August 2019 ...

Major banks tighten lending guidelines
CBA has introduced the Credit...

Making Connections Count: Working with alliances to get more leads
...

Management of Servicing Rates in ApplyOnline
Here is a short note to provide some clarity regarding...

Managing Your Money
It's often said the secret of managing money is to...

Mandatory data breach notification
We recently had one of our broker partners experience a...

Mandatory data breach notification
We recently had one of our...

Many Happy Tax Returns
Australia has some of the most complex tax laws in...

Mapping your Goals
We all set goals, either consciously or unconsciously, but most...

Masterclass and Vow Financial
Vow Financial is pleased to confirm we are partnering again...

Maximise your EOY sales with Prospa
It's coming up to end of year, which is a...

Maxis
ME Bank announces important changes
...

ME changes interest rates
ME has increased some of its...

ME Makes Interest Rate Changes
Due to a sustained increase in the cost of funds...

ME's Latest Aggregator Update
Download ME's latest aggregator update here. Last week ME also...

Meet Lance Cure, veteran broker form TAS
...

Meet the Learning and Development Team
VOW Financial is focused on providing you with ongoing training...

Meet the Legal & Compliance Team
The Legal & Compliance Team supports the Broker Network to...

Memorial Golf Day
...

Message from MFAA's CEO Mike Felton
CBA PROPOSALS FOCUSED ON PROFIT, NOT CUSTOMERS ...

Message from the MFFA CEO, Mike Felton
As you know, we have been working intensely to advocate...

MetLife: Insurance Campaign
Vow partner MetLife has recently launched its refreshed brand, and...

MFAA and Vow Financial Webinar - Marketing on the internet: key things you must get right
...

MFAA Excellence Awards Now Open
Entries are now open for Australia's most prestigious broker-industry awards,...

MFAA members elect two new Directors
...

MFAA Opportunities for Women Stage 1 Report
The...

MFAA State Excellence Award Finalist
We would just like to say...

Module 1 - Introduction and General Obligations (Click to reveal video)
Module 2 - Responsible Lending (Click to reveal video)
Module 3 - Disclosure Documents (Click to reveal video)
Module 4 - Other Obligations (Click to reveal video)
Module 5 - Getting Audit Ready (Click to Reveal Video)

Money Management for Kids
An OECD study of 15-year-olds across 18 countries found that...

More options to help your clients with Resi
...

Mortgage Industry Forum - Brokers Representing Brokers
Help Needed - Make a Difference to Current Industry Reforms...

Mortgage Lending Growth Sinks to Four-Year Low
By Charbel Kadib 06:50 AM, 1 May 2019 4 minute...

Mortgage Traps to Avoid
Start off the New Year on the right foot by...

Movements post the RBA Cash Rate Cut
Following the RBA announcement on Tuesday there has been a...

Moving House
Australians rank moving house second only to divorce and bereavement...

MPA Roundtable Event
MPA's third annual live-streamed Aggregator Roundtable...

MPA Young Guns 2020 entries now open
Back for the ninth year, MPA...

MPs slam call to ban upfront commissions
by Charbel Kadib Coalition government MPs...

MyConnectplus+ Referral Partner
MyConnectplus+ provides a premium home buyer service to your clients....

MYTH #1 - "I don't need the support or services of a mortgage aggregator"
A fair remark five years ago... after all it was...

MYTH #2 - "A 100/100 broker commission deal is fairer"
Whether it's an aggregator that confiscates 15-20% of the upfront...

MYTH #3 - "My commissions are safe because they're transacted via a trust"
One of the biggest untruths ever perpetrated against Australia's mortgage...

MYTH #4 - "I'll be better off with a larger finance aggregation group"
Perception is a powerful thing and to make a decision...

MYTH #5 - "All lenders are committed to professionalising the mortgage broker industry"
There was a time when having hundreds of direct agreements...

Myths of Insurance
We rarely think twice about insuring our car, our house...

NAB
NAB Broker Website Refresh
As the bank behind the broker we're always looking at...

NAB Digital Professional Development Day
Mark your diary for Wednesday 21...

NAB sets to challenge the Fintech Space
The big four bank has launched...

NAB Small Business & Commercial Electronic Lodgement
An exciting new feature through NAB...

Nab special unadvertised rates
This is available now by visiting NAB instant pricing tool....

National Conference- 10 most beautiful views in New Zealand
Come along to the Vow Financial...

National Housing Market Update
Watch the latest Housing Market Update across Australia. The housing...

National Property Investment Rental Yields Hit 4%
By Paul Bennion, Managing Director, DEPPRO A...

Need room to move on discounts? Smart Pro can help
The...

Network Success
Networking is a great way to make contacts and establish...

New appointment in Vow Compliance
Peter will work with the Compliance Team to add to...

New Deposit Assure BDM arrives
Louise Mills has joined Deposit Assure...

New Flexi Options
We are pleased to be able to announce a totally...

New improvements to Vownet
...

New Learning Available in Vow Professional
Professional 2.0 is your one-stop shop for CPD and Professional...

New lending platform announced at National Conference
Vownet, powered by Salestrekker, will provide...

New NAB Broker commission
New commission available for NAB QuickBiz...

New process for Renew/Restart Resi range
1. Pricing. The new lower pricing is detailed in the...

New protections for off-the-plan purchasers
In its first substantive decision on recently-introduced protections afforded to...

New rates for Empower loans
We are pleased to be able...

New rates on OO Loans
By now we hope that many...

New Referral Partner - MyConnectplus+
MyConnectplus+ provides a premium home buyer service to your clients....

New Suncorp BDM for Victoria
To support their growth in Victoria, Suncorp has recently made...

New Symmetry feature launches today
A user-friendly new plug-in for Symmetry makes it easier than...

New Vownet Feature - Commission Groups
...

New Vownet Features Available to You!
Best use spotlight: Finance profile Last week...

New year, new revenue
In the past month, I've had the pleasure of talking...

Next-time buyers
Thinking about upgrading or buying your second home? If so,...

Ngahi Bidois joins the Vow Financial National Conference
Ngahihi...

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We look forward to seeing you! (Form Question) Non-conforming Referrals
Old versus New Property
If there's one topic property investors rarely agree on, it's...

Online Marketing Pack
Our online marketing tool is a quick and easy way...

Online Property Tools
Web sites and apps give us a great shortcut to...

Open House Inspections
The adage 'never judge a book by its cover' applies...

Our Addresses
Sales, Marketing and Compliance Level 11, 1 Chifley...

Our Addresses
Sales, Marketing and Compliance Level 11, 1 Chifley...

Our Business Partners
Vow Wealth - www.VowWealth.com.au e. wealth@vow.com.au...

Our Business Partners
Vow Wealth Contact us here...

Our Company
Vow has a network of about 1250 mortgage & finance...

Our Company
The Brokerage is a wholesale mortgage aggregation company devoted to...

Our Culture
At The Brokerage we strive to provide you with the...

Our New VOW Net Video is Out!
The Learning and Development team in conjunction with your VOW...

Our offer to you
Friendly & professional approach- Personalised, face...

Our Sales Team
NSW State Manager Peter Bryant - click...

Our State Manager Team
General Manager Leighton King - 0400 635...

Parliament swiftly passes k asset write-off
Source: MyBusiness.com.au Federal budget changes to...

Paying Interest Only
You may have heard of an interest-only loan and wondered...

PD Calendar launched
These workshops and events are your chance to stay on...

PD Days - Save the Date
PD Days are an important opportunity...

Pepper
Pepper Commercial Cuts Rates
This week Pepper has made the move to reduce the...

Pepper Money Commercial Official Launch
Prime and Near Prime customer solutions with options for both...

Pepper Money Insights Roadshow Giving brokers the X Factor
You will no doubt be aware that we have recently...

Pepper Money launches Personal Loans to Vow
Vow broker partners now have the...

Pepper Money Roadshow
With the introduction of CCR as...

Pepper Money Update
Pepper Money has advised of a few updates in regards...

Pepper Promotional Offer
Pepper...

Pepper Resolve for Vow Financial Webinar Series
Discussed during the recent Vow Financial Roadshow, Pepper Money is...

Personal Loans
We can also help with the arrangement of a personal...

Personalised e-Marketing Services
E-marketing is a great tool for client retention and to...

Personalised Print Marketing Services
Print Newsletters - Your print newsletters are designed by our...

Perth hot spot prediction becoming a reality
By...

Perth Tipped to Become Property Hotspot
...

Peter Bryant
NSW State Manager Mobile: 0400 230 264 Fax:...

Petition: Save the Mortgage Broker Industry
We are calling on the Prime Minister Scott Morrison and...

PI Coverage for AFCA Compensation Limits
From 1 November 2018, the Australian Financial Complaints Authority (AFCA)...

Picked out your sun lounge yet?
Join us for the annual conference...

Plan for a Successful Renovation
This article covers how to achieve successful renovation by planning...

Please choose from one of the two options below for your non-conforming referral:
Price Bubble Debunked
Despite talk of a housing price bubble, ANZ research shows...

Price Tags Count, Postcodes Don't
An exclusive postcode is no longer such an asset as...

Prime Minister Backs Broker Channel
By...

Privacy Policy
Last updated: 23 November 2017 ...

Private Sale or Auction?
Selling your home via auction or private treaty is never...

Property Developer Dilemmas
Most property developers would say risk is an unavoidable part...

Property Hotspotting
Hotspotting has been credited with providing property investors with the...

Property investment is a great way to secure your financial future.
Creating wealth through purchasing investment properties is common place in...

Property investor confidence remains resilient despite pressures: PIPA national survey
Australian property investors remain bullish about...

Property investor loans record biggest fall in two years
By Paul Bennion, Managing Director of...

Property Investors Need to Protect their Cashflow from Out of Cycle Interest Rates
By Paul Bennion, Managing Director, DEPPRO The...

Property Investors Should Consider a Start of Financial Year Check-Up
By Paul Bennion, Managing Director, DEPPRO With...

Property Prices Holding Firm
The value of Australian property market...

Property sector warned about ATO crackdown on tax deprecation claims
By Paul Bennion, Managing Director of DEPPRO ...

Property Taxes in NSW Surge to Over B
By Paul Bennion, Managing Director, DEPPRO The...

Prospa End of Year special offers unveiled
We...

Prospa running new EOFY offers for business loans
As the end of financial year is fast approaching and...

Prospa webinars: get up to speed on small business loans
Vow has recently partnered with Prospa to continue to provide...

Prospa's End of Financial Year Promotions
Here is a reminder of Prospa's end of financial year...

Prospa's EOFY Promotions
Here is a reminder that Prospa are running their EOFY...

Protect your business from email scams
Macquarie has reported a recent fraud...

Put a Price on Your Home
How do you go about finding out the true value...

Quiet Revolution Hitting the Property Market
By Paul Bennion, Managing Director, DEPPRO...

Rainy Day Savings
Under your bed, in a bank account or on your...

RAMS
Rate Rollercoaster
We've spent the year expecting interest rates to go up,...

RBA Leaves Interest Rates On Hold
By business reporter Michael Janda Source: abc.net.au...

RBA Rate Cut A Matter of When, Not If
The RBA governor will almost certainly cut interest rates in...

RBA Weighs Alternatives to a Cut
There are several reasons why this more targeted approach to...

Recent Awards and Nominations
Finalist - 2015 Australian Broking Awards: "Aggregator of...

Record rate stability
It has been over a year since the Reserve Bank...

Redraw and Offset: A Step Ahead
While interest rates remain low, it pays to stay ahead...

Refinance: You Could Save Thousands
A while ago we published an article on whether to...

Register for the National Conference and Save!
This year's 2019 National Conference is set to take place...

Register for the National Roadshow
You are invited to join Vow Financial and our Preferred...

Renew & Restart comparison
You may know that the Vow Renew & Restart range...

Renovate to Sell
Renovation is one of the ways you can differentiate your...

Rent or buy - which is better?
Wouldn't it be great to know you can trust your...

Renter-Investor
The first property you buy doesn't have to be the...

Research Radar: Auction activity increasing
Auction activity is expected to see a slight increase this...

Research Radar: IO lending falls
Interest-only lending from Australian authorised deposit-taking institutions (ADIs) fell sharply...

Research Radar: RBA speech this week
Will wages growth affect interest rates? In...

Resi - More lower cost options for your clients
At Resi, your in-house Mortgage Manager, we are focused on...

Resi - options you may not know you had!
Many...

Resi - options you may not know you had!
Introduction: Many Vow brokers are not...

Resi - Product Specials hotting up for Spring
At Resi, we are very excited...

Resi - Renew/Restart Product Refresher
The Resi Renew/Restart Product Refresher webinars were held on the...

Resi - The Lending Options You May Not Even Know You Had
Many Vow brokers are not aware that on joining VOW,...

Resi - the lending options you may not even know you had
Updated as of Wed 3/07/2019 4:52 PM ...

Resi bringing more solutions in a tougher credit environment
With lender credit policies continuing to...

Resi Flexi Options Just Keeps Getting Better
By now you would be...

Resi Flexi Options Loan proving to be a winner!
...

RESI Group Lending Update
A new process has been...

Resi Has All Your Self-Employed Products
Let's talk self employment. Resi has you covered! ...

Resi Has Reduced Fix and Alt Doc Rates
Resi has reduced its rates on the Flexi Options Fixed...

Resi Has Reduced Fixed Rates
Resi has reduced its fixed rates on the Flexi Options...

Resi Has Reduced Fixed Rates
Resi has reduced its fixed rates on the Flexi Options...

Resi Home Loan Commissions
An important part of the VOW...

Resi Home Loans - Where Investors Are Welcomed
With the coalition win in the recent federal election there...

Resi Market Specialty
Over the last few weeks you may have heard about...

Resi Product Spotlight
As credit parameters continue to tighten across the industry, more...

Resi Product Spotlight
With Credit parameters continuing to be...

Resi Product Spotlight - Renew and Restart Range
With Credit parameters continuing to be...

Resi Product Spotlight - Renew/Restart range
With Credit parameters continuing to be tightened across the industry,...

Resi Product Spotlight: Renew/Restart Range
With Credit parameters continuing to be tightened across the industry,...

Resi Rates Updates
With interest rates pressures starting to...

Resi Renew / Restart Product Review
The Resi Renew/Restart product range can cater for nearly all...

Resi Renew Near Prime Promotion
We are pleased to advise the...

Resi Renew/Restart Product Range Update
We are excited to advise of...

Resi SMARTPRO
Product Highlights: Construction up to...

Resi Special Offer
The Resi team are excited to...

Resi Special Offers
The Resi team are excited to...

Resi Special offers - iPad giveaway and more...
We are very pleased to be...

Resi The Alternative to the Big Banks
Looking for an alternative to the...

Resi Update
With rate changes becoming a regular...

Resi Update - Borrowers Win Again
The Reserve Bank has certainly been keeping the Resi team...

Resi Update on the Resi Flexi Options
With interest rate movements happening on a regular basis, we...

Resi Website Login Redirect Fix
If you receive an enquiry from the client who is...

Resi's Alt Doc Program offering red hot rates
Right...

Resi's Reduced Fix and Alt Doc Rates
Resi has reduced its rates on the Flexi Options Fixed...

Resi, the Alternative to the Big Banks
Looking for an alternative to the Big 4 Banks? Resi...

Resi: Refreshed Product Offering and Experience
We're delighted to announce the launch date of our refreshed...

Resimac / Hemisphere join the Vow Panel and discuss products
...

Responsible Lending Flowchart
To download the Vow Financial Responsible Lending Flowchart please click...

Retirement Nest Egg
Working out the best way to build your nest egg...

Risk with Borrowing Private Funds
Over the past two weeks, I have come across 3...

Roger Ward wins MFAA award
...

Rohan Puls
Business Development Manager VIC/TAS Mobile: 0401 657 428...

Salestrekker Update
Last night we deployed a new update to all Salestrekker...

Save on Property Price
A few thousand knocked off the purchase price of a...

Scottish Pacific's SME Growth Index Report
The latest Scottish Pacific SME Growth Index has been released,...

Secrets Every Home Buyer Should Know
In the market for a new home? Let's take a...

Seize the Day
You have been thinking about buying a property for some...

Self Managed Super: a growing trend
Lenders continue to launch new loan products to cater for...

Self-Employed Resi Has You Covered
Let's talk about self-employment. Resi have you covered! Resi has...

Sell Early for Best Results
Should you accept an early offer on your home or...

Selling at Auction: simple strategies to improve your chances of a sale
With auction clearance rates disappointingly low, sellers have to work...

Serious about Super
When was the last time you checked to see how...

Sharing Property Ownership
Cut the cost of property ownership in half by buying...

Shrinking Blocks
Australian house block areas are shrinking to a quarter of...

Sixty seconds on Vow Home Loans - more solutions for more customers...
Vow Home Loans has competitive solutions for a wide range...

SIZE, STABILITY AND EXPERIENCE.
Vow Financial is one of the largest aggregators in Australia...

Small Business Spending
If you’re running a small business, now is the time...

Smarter Money
Accredited Vow broker partners can now offer clients a market-leading...

Smarter Money Investments Administration Support Fee
Smarter Money Investments (SMI) will no longer facilitate the payment...

Smarter Money Investments launches new fund
For clients looking for a higher...

Smarter Money Investments reaches billion Funds Under Management (FUM)
Strong demand from clients for an alternative to term deposits...

Smarter ways for your clients to save with Resi
...

SMI delivers higher returns
Australians are an interesting bunch when it comes to money....

SMI: Solid 12-month returns for cash investors
Figures from the Reserve Bank, released...

Speaker Spotlight: Sebastian Terry's 100 Things
Picture: Sebastian Terry lives with a...

Spotlight on Vow Leasing - Helping you make the most of Vehicle & Equipment Finance opportunities
One of the best ways to...

Squeaky Clean Credit
Paying your loans and bills on time has taken on...

St George Banking Group Commercial Broker Webinars
The second series of St George Banking Group Commercial Broker...

Statistics Snapshot
Here’s a round-up of interesting statistics you might want to...

Step into the future with Vownet
The announcement that created the most...

Strong Growth in Broker Market Share
Consumers are continuing to turn to mortgage brokers in ever-growing...

Success as a Landlord
Earn money while someone pays off your mortgage - that's...

Success for the Gary Chopper Reid Memorial Day
...

Success Secrets of Top Brokers
Article by Deposit Power ...

Suncorp
Suncorp has a new Small Business offer!
Suncorp have a new Small Business offer, which includes: ...

Suncorp highlights broker utility in Treasury submission
Author: Charbel Kadib Source: The Adviser ...

Suncorp's Ticket to Darwin Competition
The YBR | Vow National Conference will be held in...

SunPartnership
Welcome...

Super Finance
"The Vow iPhone app has been out for a week...

Super life insurance
Is it better to have life insurance included in your...

Super-sized Homes
It seems big is better when it comes to the...

Symmetry - Converting a lead to a loan
...

Symmetry - Epass
...

Symmetry - My Activities
...

Symmetry - Stand alone Tools - Training Video
...

Symmetry - Uploading compliance documents and using the briefcase
...

Symmetry training a hit with brokers
The more you get to know Symmetry, the more it...

Talk to us online
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Tax Tips
It's nearing the end of the financial year, which means...

Tax-time write-off runs out soon
With 30th June fast approaching, you may have SME clients...

Teachers Mutual Bank & Unibank Update
Please find attached the latest Broker News for your records....

Team Up With Resi For Your Client's Solutions
Resi is pleased to announce special pricing for Prime, Near...

Technology Trends 2012
Just as the fax machine has been relegated to dinosaur...

Teleconference Invite from Treasurer Josh Frydenberg
Please be advised that the Hon. Josh Frydenberg, Federal Treasurer...

The 2019 National Roadshow Presentations
...

The 5 Great Myths of Mortgage Aggregation
As the mortgage broking industry continues its chaotic and unstoppable...

The ABC of tax depreciation explained for first time property owners
In my last blog, I highlighted a recent survey which...

The Adviser's SME Broker Bootcamp is back again!
For those of you who are looking to explore opportunities...

The Average Home Loan in Australia Hits 0,000 for the Very First Time
By...

The Better Business Awards has launched for 2020!
Back...

The Credit Trap
Shopping with a credit card is quick, easy and painless...

The future of Interest only loans
It’s not as easy as it once was to apply...

The Importance of the Current Broking Model
Westpac CEO Brian Hartzer has noted the importance of the...

The Power of Deposit Bonds
A Deposit Bond offers a quick and convenient way to...

The Power of Offset
An offset account can provide huge savings over the life...

The right time
Predicting the perfect time to buy is difficult, even for...

The Rock
The Selector Group
"We have always viewed Vow as a partner - not...

The Vow Conference Countdown is on
This time, two months from now,...

The Year Ahead
With so many mixed messages going around about the state...

Think like the Rich
Wouldn't it be great to know you can trust your...

Think Tank
Thinking of getting into Business Equipment or Asset Finance?
Ways of generating additional income,...

Thumbs up for Investment
Investment loans dominate the market and the majority of investors...

Tips for Buying at Auction
Wouldn't it be great to know you can trust your...

Tips for selling your home
Your home is going on the market and you want...

TMB Niches
Owner Occupied Variable rates from 3.65%...

TMBL updates its Third Party Distribution Policy
Teachers Mutual Bank has become the latest lender to prevent...

Top 10 things for Depreciation Report
Many...

Top Tips for Protecting yourself from client fraud
Clients can sometimes be less than honest in their dealings...

Treasurer Delays Trail Abolition Date
Source: The Adviser Treasurer Josh...

Treasury Releases its Thoughts on Broker Remuneration
Treasury...

Twitter Widget
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Two New Thinktank Loan Products
Following on from our webinar the other week I am...

Unleash your Equity to Expand your Portfolio
Owning a property provides a hidden source of wealth that...

Updates to Macquarie's Product Offerings
Changes to contract fees ...

Upswing in Activity by Property Investors
By Paul Bennion, Managing Director, DEPPRO DEPPRO...

Use Depreciation to Slash Your Tax Bill
Did you know that you can claim tax deductions for...

V Growth Club. Rewarding Your Success.
Welcome to V Growth Club. Designed to empower, grow and...

Valiant Finance
"SME lending opportunities - Diversify your...

Value of building approvals for apartments in Australia more than doubles over last five years
By Paul Bennion, Managing Director, DEPPRO ...

Vero welcome pack
Start Referring Today There are multiple ways...

Vow & YBR Contact List
Please click here for the Vow Financial contact list -...

Vow Academy - 'Quicker to Yes' by Commonwealth Bank (12 March 2013)
Phillip Chant from the Commonwealth Bank will explain how to...

Vow Academy - 2012 Vow Conference Follow Up with Big Dave (8th November 2012)
...

Vow Academy - 7 Digital Marketing Trends in 2013 Sponsored by Adelaide Bank (26 February 2013)
Nothing remains stagnant and that is especially the case when...

Vow Academy - Adopt a Winners Mindset (12 April, 2012)
...

Vow Academy - Be Seen and Get Known:" Local Area Marketing Strategies - Sponsored by Pepper (22 August 2012)
...

Vow Academy - Being a Client Magnet - Understanding Prospects to Make More Sales (20 June, 2012)
...

Vow Academy - Being More Effective - Time Management Tips for Busy Brokers (30 May, 2012)
...

Vow Academy - Education in a Box:" All You Need to Know About Training and Education for Your Business - By AAMC (25 July, 2012)
...

Vow Academy - Effective Closing:" Techniques and Tips for Qualifying Better and Closing Faster - Sponsored by Bankwest (31 July, 2012)
...

Vow Academy - Extra Sales Made Easy (8 March, 2012)
...

Vow Academy - Fraud Recognition "Where is Wally" by Commonwealth Bank (3 July 2013)
...

Vow Academy - Getting More Done in Less Time - Email Time Management, Powerpoint & Excel Survey - Sponsored by AMP (4 July, 2012)
...

Vow Academy - Getting More Done in Less Time - Email/Time Management, Powerpoint & Excel Survey (16 May, 2012)
...

Vow Academy - Getting More Repeats and Referrals Business:" Harnessing Word of Mouth - Sponsored by Homeloans (13 September 2012)
...

Vow Academy - Habits of High Converting Brokers By Clint Hawthorne - Australian First Mortgage (30 January 2013)
...

Vow Academy - Habits of Highly Effective Brokers (Part 1)
...

Vow Academy - Habits of Highly Effective Brokers (Part 2)
Clint Hawthorne from Australian First Mortgage will run this Webinar...

Vow Academy - Learn how using the Vow Commercial and Leasing panel can benefit your business
...

Vow Academy - Macquarie's Credit Niche (20 March 2013)
...

Vow Academy - Making Reasonable Enquiries Under NCCP (15 March, 2012)
...

Vow Academy - New disclosure documents (Sep 2011)
...

Vow Academy - Top Telephone Techniques: Using the phone to make more money (11 May, 2012)
...

Vow Academy - Vow Academy: Obligations in Relation to Refinancing and Documenting Requirements and Objectives Sponsored by Barnes Home Loans (27 March 2013)
Under the NCCP Act brokers have an obligation to make...

Vow Academy Reading Financials for Small Business Applications - Sponsored by Macquarie
...

Vow Academy Vow Legal - More than just conveyancing - sponsored by CBA
...

Vow Academy Webinar: Business planning for 2015
...

Vow Academy Webinar: Compliance update sponsored by Macquarie
...

Vow Academy Webinar: Property Panel sponsored by Westpac
...

Vow Academy Webinar: Selling ALI and how to use Symmetry for quoting and sales
...

Vow Academy Webinar: Vow Home Loans - Are you missing out?
...

Vow Academy Webinar: Vow Wealth presentation sponsored by Bankwest
...

Vow Academy: 3 things you can do right now to boost your online presence sponsored by ALI
...

Vow Academy: 5 ways Symmetry can make your life easier - Sponsored by Macquarie
...

Vow Academy: Allianz: How to quickly start paying for your business overheads via a simple referral
...

Vow Academy: Analysis of ASIC Report 358 into Debt Consolidation Sponsored by NAB (18 September 2013)
...

Vow Academy: ANZ Commercial Broker- Knowledge is Power
...

Vow Academy: ANZ Fraud Awareness and ANZ Commercial Training (28 August 2013)
...

Vow Academy: Building Long Term Wealth through Property with Australasian Property Partners (3 December 2013)
...

Vow Academy: Building Referral Relationships - Sponsored by Westpac (17 July 2013)
...

Vow Academy: Business Development - sponsored by ANZ
...

Vow Academy: CBA- The Power of Positive Reporting
...

Vow Academy: CBRE Valuations and Vow Search Sponsored by Resimac (17 October 2013)
...

Vow Academy: Complaince training sponsored by ME Bank
...

Vow Academy: Compliance and NAB Brand Update
...

Vow Academy: Compliance Training
...

Vow Academy: Compliance Training- Sponsored by ING Direct
...

Vow Academy: Compliance update - sponsored by CBA
...

Vow Academy: Compliance Update sponsored by Suncorp
...

Vow Academy: Conversion and Growth with Pepper PLUS How to make the Symmetry Briefcase work for you
...

Vow Academy: Credit check applicants to improve conversions and maximise commissions
...

Vow Academy: Development of Vow Wealth - What does it mean for you - Sponsored by St George
...

Vow Academy: Double Your Trail with Connect Services (13 November 2013)
...

Vow Academy: Engaging SME clients and making it profitable
Learn about better ways to engage with your SME clients...

Vow Academy: Everything you wanted to know about commercial lending
...

Vow Academy: Find out how you can ensure peace of mind for your clients sponsored by ANZ
...

Vow Academy: ING Direct Update
...

Vow Academy: Investment Property Update sponsored by NAB
...

Vow Academy: Learn from Vow Legal's experience in Wills and Estate Planning- Sponsored by Citibank
...

Vow Academy: Learn how the Vow Commercial and Leasing panel can benefit your business- Part 2
...

Vow Academy: Leasing- Taking advantage on the EOFY, Sponsored by Adelaide Bank
...

Vow Academy: Lender Update - Westpac
...

Vow Academy: Macquarie Bank - 2013: The Year in Review
...

Vow Academy: Macquarie Bank- How we are makng brokers lives easier
...

Vow Academy: Macquarie's Limited Recourse Borrowing Calculator and SMSF Toolkit (5 June 2013)
...

Vow Academy: Marketing hints and tips from PowerPort marketing services plus an update on the Vow Home Loans range
...

Vow Academy: Meet Adam - Vow's Mentor Relationship Manager - sponsored by NAB
...

Vow Academy: Monthly living expenses and CommBank for self-employed and small business
...

Vow Academy: NAB - An Introduction to Commercial Lending
...

Vow Academy: Presenting a Better Equipment Finance Application sponsored by NAB
...

Vow Academy: Preventing Mortgage Fraud - Sponsored By Pepper Home Loans (18 June 2013)
...

Vow Academy: PriceFinder Revealed - How to Find Clients and Make them Stick. Sponsored by Suncorp (30 October 2013)
...

Vow Academy: Rubik, Symmetry and Technology
Ben Newling from Rubik will be discussing Symmetry and technology...

Vow Academy: SMSF update sponsored by St George
...

Vow Academy: Stay up to date on the Australian Property Market with the Vow Property Panel
Members of the Vow Property Panel give an update you...

Vow Academy: The Future of Digital Sponsored by ME Bank (22 May 2013)
Victor Navarro, General Manager of Ecselis, will talk to you...

Vow Academy: Veda presents - Integrating credit checks into your business process sponsored by Westpac
...

Vow Academy: Vow Commercial presentations sponsored by ANZ commercial
...

Vow Academy: Vow Home Loans Options Range product launch!
...

Vow Academy: Vow Home Loans webinar sponsored by Deposit Power
...

Vow Academy: Vow Legal Presentation & How to Manage Leads
...

Vow Academy: Vow Legal Presentation & How to Manage Leads
...

Vow Academy: Vow Legal Presentation & How to Manage Leads
Learn how to best manage your leads. ...

Vow Academy: Vow Loan Protect How to Video - Symmetry
...

Vow Academy: Vow webinar sponsored by Citibank
...

Vow Academy: Westpac Broker Update
...

Vow Academy: Westpac Presentation
...

Vow Academy: Westpac-How Vow brokers can diversify their income and earn additional revenue with Westpac
...

Vow at the AMA's!
At the recent AMA awards, Vow...

Vow Brokers feature in the MPA Top 100
The Vow team would like to congratulate... ...

Vow Brokers up for Women in Finance Awards
Sarah Wells and Tamara Virgo are finalists in the inaugural...

Vow Commercial
Rohan Puls - click here to contact

Vow Commercial Conference: Speaker Spotlight
Last week some of Vow's best commercial loan writers gathered...

Vow Commercial News Update
Interest rates in these markets continue to be at their...

Vow commission dates
See below for a list of Vow commission dates for...

Vow Compliance Workshop (Sydney) - Wednesday 28th of June 2017
Dear broker partner, You are cordially invited...

Vow Conference Early Bird Rate End Soon
The early bird rate for the...

Vow Conference Video Highlights
Check out the best two-and-a-half minutes of the Vow Conference...

Vow Diversified Services: How can you refer?
...

Vow Empower Home Loans - Important update
Last week, we announced some...

Vow Empower Improvements
Based on the feedback of Vow...

Vow Financial and ANZ Webinar
...

Vow Financial and OzForex - Sign up today
...

Vow Financial Broker Investment Program
While mortgage brokers focus on their greatest asset - their...

Vow Financial Conference
The annual Vow National Conference is...

Vow Financial Conference
The annual Vow Financial National conference...

Vow Financial Cross-Sell Broker Calculator - what could it do to your business?
Vow Financial Marketing - helping to build your business
Every business owner knows the importance of marketing, however it...

Vow Financial National Conference
As we announced at Conference in...

Vow Financial National Conference Wrap Up
The Vow Financial National Conference recently took place in Queenstown...

Vow Financial National Roadshows
This week Vow Financial held Roadshows in three capital cities;...

Vow Financial Partners with MyConnect
We're pleased to announce that we've added a new referral...

Vow Financial welcomes Michael Chadwick
As the lending market becomes ever more complex, Vow Financial...

Vow Financial/YBR Charity Golf Day
Please save the date of 24th Feb 2020 for the...

Vow Flexi Options
The Vow Flexi Options funded by Vow Group lending offers...

Vow Home Loans - Empower Update
Changes to home loan credit policy and upfront valuation service...

Vow Home Loans Product Range
Effective for all settlements on or after 1 September 2018....

Vow Home Loans Rate Change
New customers - We are updating rates for Vow Home...

Vow Home Loans Update
We want to update you with some changes to the...

Vow home loans: Are you missing out on specialist options?
Can you afford to turn your back on the fastest...

Vow Home Loans: Low Rates Reminder
Since we dropped interest rates a couple of weeks ago,...

Vow Home Loans: low rates, free ATMs
Have you looked the Macquarie Empower...

Vow hosts Graham Reid (aka Chopper) Memorial Golf Day
Following the success of last year's Memorial Day, committee and...

Vow Leasing
Vow Legal
Vow Mini Conference - A Valuation of a Business
...

Vow Mini Conference - An update for Vow Brokers from the MFAA (Phil Naylor)
...

Vow Mini Conference - Australian Property Market Update (RP Data)
...

Vow Mini Conference - Building a Powerful Perception (Part 1)
...

Vow Mini Conference - Building a Powerful Perception (Part 2)
...

Vow Mini Conference - Efficiencies through technology
...

Vow Mini Conference - Opportunities through Vow Wealth
...

Vow Mini Conference - Summary
...

Vow Mini Conference - Tim Brown Update at NSW Mini Conference
...

Vow Mini Conference - Using Vow Platform to its Potential
...

Vow National Conference 2018
The annual Vow National Conference is...

Vow National Roadshow
The annual Vow National Roadshow is now open to registrations...

Vow Platform: Specrum - Creating Contact Searches for Marketing
...

Vow Platform: Specrum - Creating HTML Email Marketing Campaigns
...

Vow Platform: Specrum - e-lodge and webinar
...

Vow Platform: Specrum - Using Mail Merge Documents to Market to Your Clients
...

Vow Professional - how to track CPD
Vow Professional 2.0 was successfully launched on the 2nd Feb...

Vow Professional development Days
This event will start at the conclusion of the FBAA...

Vow Professional is live!
...

Vow Property Panel

Vow Roadshow and Vow Conference - Remember to Register now
Registrations are now open for the...

Vow Roadshow and Vow Conference- Register Now
Registrations are now open for the...

Vow Shortlisted as Finalist for two Australian Broking Awards
VOW...

Vow Speed Dating & Networking PD day!
You...

Vow Training Calendar Updates
We have some great learning and...

Vow Transaction Account: Updates to Your Interest Rates
This announcement is to let you know effective 26 July...

Vow Wealth Management
Vow Wealth Management - more than just mortgages
Vow Financial have stepped into the Wealth Management space. ...

Vow Welcomes New Business Development Manager
James Henderson has joined as the new Business Development Manager...

Vow's Better Business Winners
Congratulations to the winners of the...

Vow/YBR National Conference Launching Soon
The Vow/YBR National Conference will be taking place in Darwin...

Vownet launches in QLD & SA
Yesterday in Brisbane we shared the...

Vownet New Features Coming Soon!
At Vownet we have been rather busy the past few...

Vownet Release: Diversification Opportunities Feature
We are preparing to release a revamped Diversification Opportunities feature...

Vownet Release: Lender Document Library
We are working on the release of a comprehensive lender...

Vownet to launch in three states
Vownet is on track for launch...

Vownet update
While many of you are...

Vownet update: New Release
Recently we worked on Maximum Borrowing...

Vownet Victoria Launch
Vownet was officially launched in Victoria last week with two...

Vownet Webinar Series
Welcome to the Vownet Webinar Series. This series will cover:...

Vownet Webinar Series
Register now for one or all of our Vownet Webinars....

Vownet's new feature upgrades
We would like to let you know that Vownet has...

Vownet: More Features We Are Working On
As we have previously advised, at Vownet we have been...

VowNet: Planned Changes for Live Deployment
The following changes have been deployed: ...

Vownet: update on rollout
Vownet, our breakthrough lending platform, was...

Want a Great Low Rate?
The Resi Flexi options is the only sensible choice. ...

Want more revenue from leasing? Attend our webinar
Equipment finance and leasing is a...

Waters Edge Finance Solutions
"I personally recommend Vow Financial to any Broker who is...

We're back!
Protecting All Australians from financial hardship...

We've only just opened for business. Yet so far we've heard nothing but complaints.
After hundreds of hours listening to brokers around Australia, one...

Website Design
Our website design service is the smart, easy and future-focused...

WELCOME TO VOW FINANCIAL - MORTGAGE AGGREGATOR FOR PROFESSIONAL BROKER GROUPS
Vow Financial is a company founded on a solemn promise...

Welcome to Vow Professional
Recently at the conference, we announced...

Welcome Travis Hall to the Group!
A message from Travis.... Thank you to...

Westpac
Westpac introduces stringent new expenses process
Westpac has announced changes around disclosure of applicant expenses. ...

Westpac to compensate home loan customers
...

What if ...
Considering investing in property, but worried about all the things...

What is a comparison rate?
When an interest rate is advertised on a home loan,...

Which non-bank has the best products?
The Adviser Broker Product of Choice...

Who Are the Finalists for the 2019 Australian Broking Awards?
After a rigorous judging process, 280 finalists have been named...

Who is Resi Home Loans?
Resi is the prefered Mortgage Manager and specialist lending provider...

Why Choose ING?
ING has recently reduced our Owner-Occupied fixed interest rates for...

Why Investors with Multiple Properties Are a Rarity
By Paul Bennion, Managing Director, DEPPRO The...

Why Join the Vow Social Golf Club?
The year has only just begun and we're welcoming new...

Why join Vow Social Golf Club?
Knowledge - An experienced bank of...

Why More Cuts to Interest Rates Are Needed
By Paul Bennion, Managing Director, DEPPRO Last...

Why use a Mortgage Broker?
For first home buyers in particular, the quickest way to...

Why We Should Say "NO" to Labor's Property Tax Changes
By Paul Bennion, Managing Director, DEPPRO The...

Women in Finance Award spotlight
Having opened their doors just over...

Women in Finance Awards
...

Women in Finance Finalists
We are proud to announce that two of our Vow...

Work Life Balance
Juggling commitments to work and family often seems to require...

Worried that you don't have the best financing package?
Want to use some of the equity in your home...

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Young Australians want their own home
The dream of home ownership is alive and well, according...

Your Broker Behind You
MFAA...

Your Commercial Update
Please note this information is recorded as the lender provides...

Your Trusted Adviser
Wouldn't it be great to know you can trust your...

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