Pepper Money launches Personal Loans to Vow

Vow broker partners now have the chance to access Pepper Money Personal Loans on behalf of customers. Whether it's a holiday, wedding, renovation or debt consolidation, our personal loan product has your customer covered.

With an easy online application, flexible repayment options and a competitive interest rate, Pepper Money has all the right tools to help your customer succeed.

We know that customers simply don't like fees, so the Pepper Money Personal Loan has a $0 establishment fee and $0 monthly fees. With loan sizes ranging from $5,000 - $50,000, loan terms from 1 - 7 years, and rates starting from 9.99% p.a. (comparison rate*), what's not to like?

To request accreditation please click here to get in contact with Justin Dale, National Sales Manager Third Party for Personal Loans.

For those of you attending the Vow National Conference in Port Douglas, Justin will be there for part of the conference and happy to talk to you about Pepper Personal Loans.

Need room to move on discounts? Smart Pro can help

The Vow Smart Pro product range is one of the prime lending offerings of your Group Lending team. Here's a quick reminder about why it might be right for your clients.

  • Competitive pricing - Owner-occupied variable rates starting from 3.79% p.a. and Investment from 4.41% p.a.
  • Fixed rates and low rate lock fee - Our fixed rates are also highly competitive, and the rate lock fee of $395 (payable at settlement) is one of the lowest in the market.
  • Flexibility in discounting - We can offer discounts via adjustments to commissions, so if you really need to trim rate further to win the deal, we can often structure a deal to suit.
  • Low cost to entry - valuation fees are covered for most transactions, and Category 1 locations under 80% LVR will also generally be accommodated with an EVM. This provides us with an answer within minutes.
  • Wide geographic coverage. Residential property can be located:
    1. within 50kms of a provincial city with a population greater than 20,000, or
    2. within 20kms of a primary regional town with a population greater than 10,000, or
    3. within 10kms of any NAB branch/store location (NSW and Vic only for this).
  • Flexible with employment situations - Contract and casual employment (6 months) are considered, and for parental leave, return to work projected income is often accepted, as long as we can demonstrate ability to meet loan payments during the leave period.
  • No credit scoring - At Group Lending, none of our funders employ credit scoring, so all applications are assessed on their merits!

To discuss a scenario, get in touch with: 0478 537 841 0468 755 419

Just weeks to go until the conference!

If you haven't registered for the sunny climes of Port Douglas yet, don't delay.

Hear from a range of inspiring and informative speakers. See new Vow initiatives. Network with your peers. And enjoy the sights and activities of tropical Queensland.

If you're getting ready to pack your bags, don't forget:

  • Business cards - for all the new friends and contacts you'll be making
  • Sunscreen - for all that glorious sunshine. Did you know it's 29 degrees there today?
  • Hawaiian shirt - to see how yours measures up against Clive's when you're poolside
  • Vintage Tux or Frock - for the Vintage Glamour-themed dinner on the Friday night like Humphrey Bogart and Lauren Bacall.

Bring your brand story to life - Top writing tips for business

Creating and publishing content - stories, news, videos, reports etc - is a great way to market your business, products and services to your customers. Content can be engaging and informative, and when done right, will help position your brokerage as the experts in your field.

But when it comes to writing for your business, do you find it hard to make your messages clear and engaging?

The MFAA website features an article with Vow's own Communications Manager, Belinda White, sharing tips for better copy-writing.

The key, she says, is making your message as easy as possible for your customer to read, understand and process.

Click here to read the article.