Vow Voice 12th July 2018

All of the Vow Broker Network has the opportunity to broaden their knowledge in the Commercial & EF product space by registering for the 2018 Industry Commercial Masterclass. The content is led by key leaders in the industry and broking space. All attendees will receive detailed work booklets and CPD hours for attendance.

Three events will be taking place in July in Brisbane Melbourne and Sydney.

For further information or to register click below:

• Brisbane (July 19th)
• Melbourne (July 24th)
• Sydney (July 26th)

Vow Network is a proud sponsor of these days and we look forward to as many of brokers from the Vow networks as possible. We also remind everyone the critical importance of lodging deals via our approved lender panel and via broker channel , this protects both your client from being cross marketed along with your P&I insurance covering you. For further information please contact Glenn Mitchell, YBR Group Head of Commercial and Lending (02)82984888 or Khan Inanli, Business Development Manager Commercial and EF 0488 020 361

The Resi team are excited to announce a couple of important product updates for you.

Firstly, the Resi Renew Near Prime special offer has been extended until the end of July. Specialist lending and especially "Near Prime" is the fastest growing segment of the market place demonstrating growth when other categories are flat-lining at best. With a new direct processing approach for the Resi Renew - Restart range, we offer pricing that matches or undercuts Pepper retail while we have retained our no risk fee pricing approach for lower LVR lending. A reminder of the current special offer is detailed below for you.

For new applications from now through to 6th July 2018 (now extended to 31 July) we are pleased to announce a $0 upfront fee promotion. The following fees will be waived on the Renew-Near Prime loans (excluding construction loans):

• Establishment Fee
• Title Protection Fee
• Legal Fees

* For non-standard applications, prestige or multiple security deals, some fees may be payable

Next, we would like to announce a Special offer for our Resi Smart Pro Loan. For new applications received up to the close of business 26^th September which settle before the end of the year, we will waive the standard valuation fees as well as the $120 annual fee for the life of the loan. The only other condition is a minimum loan amount of $250,000 applies.

A copy of our latest rate card is attached for your reference (Resi rate sheet)

Should you wish to discuss your next scenario, please feel free to contact the team as below.

BOQ have reviewed our process and in light of the current environment and regulatory requirements, effective immediately, we have made the decision to no longer accept applications submitted by a broker where they are the borrower and/or guarantor.

Please contact your Business Development Manager should you have any questions regarding these changes.

BOQ Key Contacts

The early bird rate for the Vow Conference in Queenstown in September has now been extended until the end of July.

Click here to register for the conference.

Also, we have the Vow Professional Development Days coming up. These are integral for Learning and Development and we encourage you to register in your state now.

Registrations are available for your state below:

Vow PD Day VIC
Vow PD Day QLD
Vow PD Day WA
Vow PD Day NSW
Vow PD Day SA