Vow Voice 14th September 2017

Picture: Sebastian Terry lives with a tribe for a week.

Run with bulls. Marry a stranger in Las Vegas. Deliver a baby. Live with a Tribe. Meet a death row inmate.

Maybe none of these things sound appealing to you, but they are on Seb's list of 100 Things he wants to achieve. And he has actually ticked off a surprising number of them already - more than 70! (including the Vegas wedding).

However, this story is not really about a bucket list. It's about something more far reaching; permission, choice, growth and connection.

Affected by a curious mind and the death of a close friend, Sebastian experienced a moment in his life where he asked himself a simple question; 'Am I happy?'. The answer was NO and so he decided to pen down a list of 100 Things that he'd always wanted to achieve.

He subsequently spawned a global movement, a community of likeminded adventurers and even a reality TV show.

Seb will be a popular keynote speaker at the Vow Conference. With just over a month to go, make sure you don't miss out - register now.

Have you looked the Macquarie Empower range lately?

The recent interest changes make our Empower range of loans a strong proposition for your customers - the current rate sheet is attached for your reference. However, as we all know, rates are not the only thing that makes for a competitive offering. Other great features are:

• Fast turn-around times. Our partners at Macquarie have provided consistently good turnaround times over the past couple of years. While there has been an occasional issue, especially when the new platform was initially launched, turnaround times have been maintained at consistently quick levels. This is particularly important when managing customers' expectations during the approval process, as consistently quick turnaround times help minimise customer stress.
• No ongoing fees. The Empower range has been priced so that you have no on-going fees to prepare your customers for. However, we don't stop there. With the debit MasterCard, your clients will not be out of pocket for any ATM withdrawals or balance inquiries from any ATM in Australia.
• Mobile Banking App. One of the best in the market, this app provides easy, on the go functionality for all banking needs.

If you combine a great branded solution for online and mobile banking, with a solid credit card offering with 1% cash back reward program, your clients will benefit from a full branded package. You also benefit from a product solution that protects your cross-sell opportunities.

As you can see, the Empower range has evolved since we first teamed up with Macquarie and is now very strongly positioned in the market place. Should you wish to discuss a scenario, please don't hesitate to contact your local Macquarie BDM.

Are these dates in your calendar?

Click here for the Vow Event Calendar.

Even if you don't get to join us at the Vow Conference, there are plenty of great PD opportunities going on across the network for the rest of the year.

September - We have already kicked off compliance workshops around the states, but there are still more to go:

• NSW: 27 September
• QLD: 19 September
• Webinar: 21 September

October is, of course, the National Conference in Port Douglas.

November/December feature PD Days around the country.

• VIC: 30^th Nov
• TAS: 1^st Dec
• QLD: 6^th Dec
• WA: 7^th Dec
• NSW: 13^th Dec

Be sure to mark your diary for these opportunities.

Vow Legal Conveyancing offers a seamless service between not only the Client, but also you as the Broker, ensuring you are kept in the loop every step of the process. Some of these service benefits include:

• One dedicated team member, from start to finish;
• Average referral contact turnaround of 3-6 working hours;
• A Conveyancing service that works with you for the ultimate Client journey;
• Friendly approachable team;
• 22% Commission of the professional fee;
• PEXA Certified and Trained.

Here's one of our latest testimonials:

"Vow Legal Conveyancing have helped our business provide our clients with a more convenient and professional service. The introduction to our clients could not be easier, we just email, phone or use the app and the client is instantly in contact with the Vow Legal team. Once that is done you know they are good hands.

We find the service especially helpful for interstate, busy and computer savvy clients, as Vow Legal can operate in all Australian States without the need to meet in person. I would recommend Vow Legal to any broker who wants to professionally diversify their business."

Robert Ward

Premium Broker Pty Limited

Remember it's not just great service to your clients, it is also commission that will continue to bolster your diversified income streams.

Want to know more? Feel free to get in contact with our Vow Legal Relationship Manager.

Rosemarie Hunt

Relationship Manager

M. 0412 807 235

rhunt@vowlegal.com.au

www.VowLegal.com.au

Quick Referral apps also available:

Apple: https://itunes.apple.com/au/app/vow-legal/id914833749?mt=8

Google: https://play.google.com/store/apps/details?id=au.com.tprmedia.vow&hl=en