RESI Essentials Investment Rates

Resi Essentials continues to deliver on its promise of Low Prices and Great Turnaround times.

With our Essential Options Prime home loans, we offer a low variable rate and no ongoing account keeping fees, as well as a personalised approach to assessing applications.

Key Features

  • Flexible loan purposes
  • Redraw and offset available
  • No credit scoring - each application is assessed on its own merits
  • Competitive variable rates with no ongoing account keeping fees


Initial Review (confirmation of mandatory supporting documents)

1 Day

Initial Credit Assessment

3 Days

Formal Approval (MIR/Conditional request Satisfied and returned to credit)

3 Days

Mortgage Documents Issued

3 Days

Essential Options Fact Sheet

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.