New rates on OO Loans

By now we hope that many of you are already aware of the current Special Offers available for the Vow Flexi Options Loan.

We are currently offer a special rate of 3.89% for investor P&I loans up to an LVR of 80%.

However, we are pleased to say that we have improved our P&I Owner-Occupied Pricing with the rates showing below:

LVR Rate
0-80% 3.96%
80.01%-90% 3.94%

These new rates will be automatically applied to any loans in the pipeline not yet formally approved and for any new loans lodged from 14 March.

Download the following documents for more details:

  • Vow Rate Sheet 14 March 2018
  • Vow Flexi Options Full Doc 180717
  • Vow DL Brochure Flexi Options 270917

For those of you not familiar with the Flexi Options Loan, it is a fully featured loan product with a high degree of flexibility. The current Product Information sheet has been included for your reference along with the Group Lending rate schedule. Some of the features which we would like to draw your attention to include:

  • No ongoing fees unless the optional offset account is selected (if so, the cost of $10pm per offset account)
  • Special rates are available for construction and bridging loans.
  • The offset account, if selected, remains operational during construction and even during fixed rate terms.
  • All products offered with an upfront commission of 0.66% and 0.165% trail (GST inclusive). 12 month clawback period and if required we can support discounting by reduction in trail.

Are you interested? For more information or to discuss your next scenario, please get in contact with the team below.

Craig Herden, National Relationship Manager: Ph: 0478 537 841, E:

Tony Wakim, Office Based BDM: Ph: 1800 737 448 (press option 1 for 'Scenarios'), E: