Resi The Alternative to the Big Banks

Looking for an alternative to the Big 4 banks? Resi has the answer

  • Multi funder options delivering a wide range of loan solutions for customers - access to several funders who don't credit score.
  • Dedicated Business Development Managers (that have knowledge of funder niches) to assist with credit enquiries and scenarios.
  • Breadth of funding allows us to find a solution for most viable lending situations.
  • Dedicated credit team with delegated credit authorities
  • Customer ownership is always maintained by branch/broker and not the lender
  • Fully Assessed Pre-Approvals
  • Cash out on all products up to 80% LVR
  • Fixed rates with full offset account
  • Properties up to 120acres
  • Lo Doc and full Doc options

Details on all our products including service calculators and facts sheets can be found at:

Current Featured Promotions:

Resi Flexi Options:

Owner Occupied P&I

  • Variable rate (up to 90% LVR) 3.14%
  • 2-year fixed rate (90% LVR) 2.99%
  • 3-year fixed rate (90% LVR) 2.99%

Investment: P&I

  • Variable-rate (up to 90% LVR) 3.44%
  • 2-year fixed rate (90% LVR) 3.59%
  • 3-year fixed rate (90% LVR) 3.59%

Investment I/O

  • Variable rates from (80% LVR) 3.74%
  • Variable rate (80.01%-90% LVR) 4.49%
  • 2-year fixed rate (90% LVR) 3.79%
  • 3-year fixed rate (90% LVR) 3.79%

With 100% offset account on either fixed or variable rates available.

Standard valuation fees up to a maximum cost of $300 waived.

Document Preparation fee of $150 waived until 31st October 2019 (loan must be documented by this date).

Renew / Restart special

Discounted rates available across the Renew Prime and Near Prime Range. Renew Full Doc rates available from 3.29% and Alt Doc rates from 3.76%.

Renew Near Prime Full Doc rates available from 4.41% and Alt Doc rates from 4.74%

Agility Special Offers

  • Agile Full Doc annual fee waived for the first year.
  • Agile Prime Alt Doc risk fee reduced from 1% to 0.50% (for LVR's up to and including 70%)
  • Agile Clear range rates reduced by up to 1.00% for LVR's up to 80%.

For any questions or scenarios please contact our sales team who will be more than happy to assist:

For general enquiries, please call 1800 737 448 and select:

Option 1 for Sales team or

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.