Want a Great Low Rate?

The Resi Flexi options is the only sensible choice.

  • Owner occupied Variable rates starting at 3.39%
  • Owner Occupied fixed 2 & 3 years rates at 3.49% And yes you can have a full offset account with this product.

For those looking to increase or start their investment portfolio, we have your investment needs covered as well.

  • Variable P & I rates starting at 3.74%
  • Variable I/O rates starting at 4.09%
  • 2 & 3 year fixed rates starting at 3.94% And yes you can have a full offset account with this product.

These rates combined with our current fee waiver promotion gives you one of the best mortgages on the market.

Resi Rate Sheet 28/06/19

Need Assistance?

Phone or email our dedicated sales team for all scenarios, policy questions or general assistance.

Please call 1800 737 448 and select:

Option 1 for Sales team or brokersupport@resi.com.au

All up to date calculators and documents can be found at:

Resi Home Loans

Vownet Webinar Series

Register now for one or all of our Vownet Webinars.

Vownet - The Basics

This webinar will introduce you to Vownet exploring the navigation and systems settings, functionality and use cases. Everything you need to know to get you up and running or great for a refresher.

Register now

Vownet Webinar: Intermediate

This webinar will explore intermediate features of Vownet including; entering a basic deal, entering a split product, add others to a deal such as a guarantor or company.

Register now

Vownet Webinar: Advanced

This webinar will explore more advanced functionality of Vownet including; setting up marketing campaigns for client's birthdays, fixed rate expiry and 6-12-month check ins.

Register now

Property Investors Should Consider a Start of Financial Year Check-Up

By Paul Bennion, Managing Director, DEPPRO

With the new 2019/2020 financial year fast approaching, it is very timely for property investors to undertake a start of financial year property check-up.

A lot has changed in the past year for property investors throughout Australia.

These changes include the decision by the RBA to start cutting interest rates as well as falls in fixed interest rates for property investors.

In addition, the fall-out from the Royal Commission into the financial services sector has resulted in tighter lending standards being imposed by the major banks for investors.

In these challenging times, it is critical that property investors focus on enhancing the cash flow.

A start of financial year property health check can best identify these opportunities to boost cash flow especially if you own a number of investment properties.

For example, a major issue that property investors overlook is not fully claiming their tax depreciation benefits.

These tax depreciation benefits can amount to up to 60% of the overall value of the property over time.

It is never too late to claim these tax depreciation benefits as they can be claimed retrospectively. A retrospective tax depreciation report can deliver investors thousands of dollars in unexpected tax benefits.

A start of financial year property health check should not only look at issues such as tax deprecation but also other important issues such as home loans.

The need for a mortgage check is all the more important as interest rates are likely to fall further during the coming year for property investors.

If you are refinancing an existing investment loan or applying for a new investment loan, it is important to look at all the options especially as some lenders offer more competitive rates as well as more flexible lending terms.

With interest rates constantly changing and new home loan finance packages constantly coming onto the market, a home loan package which appeared very attractive a few years ago may be superseded by more competitive or flexible products.

It may surprise property investors that there are a large number of home loan packages to choose from at very competitive interest rates.

Choosing the right home loan package can now be just as important as choosing the right location for your property. Choosing a better home loan can literally save you thousands of dollars over the life of the home loan or give you the opportunity to purchase additional investment properties.

Many people are locked out of the property investment market because their current home loan structure is too inflexible or not offering the most competitive interest rates.

In the past, most home buyers took out a home loan and just focused on servicing it. However, because of intense competition amongst home loan lenders, there is now the opportunity to review your home loan with a view to secure an even better home loan package.

Grab Your Commercial Lending Masterclass Tickets

Understand how to diversify your business into commercial lending, for all Industry Professionals!

This critical training and education day supports broker's businesses to expand product knowledge, by understanding the basic requirements of lenders playing in this space.

We have a limited number of discounted tickets available per state. The first 25 brokers (Brisbane only, discounted tickets have been exhausted in Sydney and Melbourne) to register could save $110 on their ticket.

To find out how to receive a limited discounted ticket email amy.dimech@vow.com.au for more information.

Ticket Name

Price

General Admissions (Discounted)

$160 $50* (Only a few tickets left in Brisbane only)

General Admissions

$160

Non-Broker

$275

  • 6 Leading commercial lenders showcasing 'best practices' relating to commercial lending, imparting their knowledge and insight into developing opportunities within the commercial and equipment finance space.
  • Provision of 'exclusive' commercial lending templates to be utilised with any lender in the industry.
  • Exhibitors providing customised business lending solutions for your business.
  • Q&A sessions allowing for personalised and customised conversations with delegates.

Don't miss out, register for your respective capital city now.

Tuesday, 25th June 2019: Brisbane* - http://www.cvent.com/d/s6qv69
Wednesday, 26th June 2019: Melbourne - http://www.cvent.com/d/c6qv60
Thursday, 27th June 2019: Sydney - http://www.cvent.com/d/w6qrwh

*Ticket price available up until final day of registration or until capacity of 25 tickets per state are exhausted.