Bush Fire Relief Effort

As the year winds down and Christmas nears, we would like to take this moment to thank all our staff and network for an incredible year and wish you, and your families, all the very best for the holiday season.

However, it's important to remember that many of our fellow Aussies will be having a particularly rough Christmas this year.

Following the catastrophic bushfires across New South Wales and Queensland this month, over 850,000 hectares have been razed, three people have died, countless animals have been injured or displaced, and more than 100 homes have been destroyed.

At the YBR Group, our passion for helping everyday Australians and giving back to the local communities is what drives us, so we've decided to band together and help our mates that are struggling with the economic, medical and agricultural effects of these bushfires. So, what are we doing?! Our aim is to raise money across our wonderful network for the NSW Rural Fire Service.

NSW RFS is a volunteer fire service that is committed to protecting rural Australian communities and providing training, community education and prevention. In the event of a catastrophe like this, the NSW RFS is the main source of rescue and evacuation support for our remote farmers and families.

The YBR Group has opened a 'Go Fund Me' page and kicked off our campaign with a generous donation. Please follow the link below, and let's see how much we can raise!

Click Here to Donate!

Resi Update

Many Vow brokers are not aware that on joining VOW, they are automatically accredited with our in-house Mortgage Manager, Resi. We are here to let you know the benefits that Resi bring to your business and how to ensure their competitive funding options display for you and your brokers.

What Resi provides to your business? A snapshot is detailed below:

  • Access to 4 different funders via one lender. Prime lending solutions, Near Prime and Specialist solutions via multiple product providers.
  • Exceptional flexible Prime loan solutions.
    • Bridging Finance scenarios
    • First Home Buyers up to 95% with FHOG acceptable as funds to complete
    • No LMI options to 85% for first time buyers, upgraders, property investors (including Interest Only Loans).
  • Highly competitive Prime Investment lending options. Market leading rates available for Investment P&I and well as Interest Only up to a 90% LVR.
  • Near Prime and Specialist lending solutions which minimise entry costs - solutions designed to help you manage your customers short term needs (getting their loan set now) and allowing you to map out a low cost pathway to a prime lending solutions longer term.

Flexible low doc options

We can consider the following under low doc:

  • Accountant letter only
  • High density apartments
  • 25-acre properties
  • 6-month ABN
  • Bad conduct/ low credit score
  • $2.5m up to 65%LVR
  • No Risk fee options up to 80% LVR
  • Rates start at 3.76%

End of year PD and Networking functions

The end of year professional development days and networking functions are happening in the first two weeks of December! Please register your attendance via the link for your state below. For any further information please speak to your State Manager or BDM.

Looking forward to seeing you there!

86 400 Release to VOW Brokers

We've made some smart changes!

Designed to streamline your processes, 86 400 uses smart technology to enable a quicker and simpler pathway for both brokers and customers including;

  • Faster decision times
  • Minimal supporting documentation (no payslips required!)
  • Electronic ID checks
  • Electronic income and expense verification
  • Electronic signing of the application and loan offer
  • Dedicated and passionate BDMs

Pretty smart huh! And that's just for starters.

Our smart app also allows your customers to manage their whole financial world with features like;

  • Showing them all their bank accounts in one place (not just their 86 400 ones) to give them their full financial picture.
  • Alerting them to their upcoming bills and subscriptions, so they never get stung by nasty late fees again.
  • Giving them a nudge to help them earn their bonus interest each month.

To find out more about our Own home loan, call one of our friendly BDMs or visit www.broker.86400.com.au

Contact our BDMs

Emir Comertpay

Business Development Manager NSW & ACT

0439 864 000

Danielle Morrison

Business Development Manager VIC/TAS/SA

0437 864 000

George Srbinovski

National Manager, Broker Distribution QLD/WA/NT

0439 594 499

ANZ Qualify

We're excited to announce that ANZ is introducing a new tool to assist Brokers when qualifying a deal with ANZ! Keep your eyes peeled for more in the coming weeks about ANZ Qualify!

Thank you for your feedback! We are pleased to announce we've incorporated many of the suggestions received, as we looked to increase the efficiency and ease of use when calculating serviceability, qualifying LMI or completing a pricing request with ANZ.

ANZ Qualify will be replacing the current ANZ Toolkit. Further details of key changes, as well as how to access the tool, will be communicated with the formal release dates (aiming for early December) to you all to ensure a smooth transition.

What's required from you?

We need your help!

One of the features that we're really excited about is the potential for API functionality between your CRM and ANZ Qualify. What this will mean for your brokers is that they'll have one touch capability and it will remove duplicate work effort as ANZ Qualify will receive information directly from your CRM platform and pre-populate information where possible, for serviceability purposes. Additionally, once a result is determined, the information can be passed back to your CRM for loan lodgement purposes.

We are hopeful you and your Brokers enjoy this new capability and look forward to working with you all towards future capability.

Simone Tilley

General Manager, Retail Broker Australia

Leasing Update

With the 2019 year coming to a close, you will have plenty of your clients taking advantage of clearance "Sales" for Motor Vehicles, Plant & Equipment, Caravans & Trucks

Do not forget our loan specialists who are with the YBR Group nationally ready to assist you at any time with these types of transactions, certainly contact me direct as needed!!

Glenn Mitchell

Head Of Commercial & Leasing

Click Here for More Info