Flexible Referrals

Moula has tailored its offering to partners, so they can choose to work in a way that best suits their business.

Freedom to choose

Their online application can make a same-day decision based on clients' online banking or accounting data.

There are two ways to refer a client:

  • Submit an application - Manage a client exclusively by submitting a full application, which takes 7 minutes to complete.
  • Refer a client - A simple tick and flick referral, and Moula will work directly with clients to tailor finance to their needs.

Commissions are negotiable up to 4%, regardless of whether partners submit a full application or a referral.

Please don't hesitate to contact your BDM if you have any questions.

Federal Budget 2021

On May 11, Federal Treasurer, the Hon. Josh Frydenberg MP delivered the 2021 Federal Budget.

Macquarie Bank has reviewed the key aspects of the Budget, and their thorough analysis summarises what it may mean for you and your clients.

Several measures have been included in the Budget for this year that may impact financial services professionals.

Some of the proposed changes include extending the low and middle-income earner tax offset, modernising the tax residency rules and simplifying self-education deductions.
For businesses, there are proposed extensions to full expensing and loss and many employment boosting initiatives.

There are also changes for not-for-profits, philanthropy, child-care, social security and significant expenditure on aged care.

Click HERE to read the complete summary, which covers the critical issues of most interest to financial services professionals.

Vownet Webinar

As part of our ongoing commitment to ensuring you get the best possible results from using the Vownet platform; we will be holding monthly live webinars with Dave Stewart, our National Platform Manager.

We have no pre-determined topics or agendas. Instead, we want you to tell us what you want to know about the Vownet platform.

Thats right, we want you to send us your suggestions for topics to be included in the webinars. Each month we will collate all submissions from brokers to identify the most popular/highly requested topics and that becomes the focus for the next webinar.

  • Do you want to know how to complete a specific task/action within the platform?
  • Perhaps you are looking to better understand how the platform helps you meet specific compliance or regulatory obligation?; or
  • Maybe you want to enhance your clients experience by activating advanced features?

Whatever it may be " you can tell us!

Remember; each webinar is based on the questions and enquiries that you send through to us by completing this Vownet Online Submission Form. Whatever it is tell us right now!

Submit your Vownet question today!

Debtor Financing

You've probably heard of debtor finance, but most brokers, accountants and vendors know very little about it. And although foreign to most customers (at first), we end up settling a tonne of debtor financing deals.

If you're willing to learn the unique benefits it can offer, debtor financing is an untouched goldmine that can set you apart from other brokers. Below is a breakdown of how it works and key selling points.

And remember, any customer you refer (until June 30) will result in a commission of 50% upfront. Ready to refer? Hit the button below to get started.

Valiant: Refer my client

How debtor financing works

Debtor financing helps businesses boost cash flow and bridge gaps between incoming and outgoing invoices. It's advantageous for B2B businesses who rely on their clients paying on time (so that they can pay their suppliers). They no longer need to worry about how they'll pay their bills if a client pays late' "when they need cash, they have it.

Invoice financing and factoring

Invoice financing is a common form of debtor financing that allows clients to leverage unpaid invoices and free up cash flow. Their lender will pay them a percentage (usually 80%) of the amount owing on each due invoice.

This allows them to pay suppliers on time without disrupting cash flow while their lender takes on the debt. Once they've received cash from their clients, they can pay back their lender over a longer, more favourable term.

Invoice factoring works the same way but differs in terms of how much control lenders have over the client's sales ledger.

Key selling points for debtor finance

  • Improves business relationships
  • Bridges gaps in cash flow
  • No security needed

If you have any questions, please reach out to your BDM.

Pepper Money Promo

Pepper Money has brought back the $0 application fee promotion across all their products, which can save your customers anywhere up to $37,500.

Click HERE to view the full rates and fees.

Should you have any questions, please reach out to your BDM.

Liberty Update

Liberty has been accepted into the SME Recovery Loan Scheme.

During these challenging times for everybody, Liberty has remained focused and committed to assisting their business partners and their clients with their financial goals and look forward to working with you to help more people Get Financial and rebuild their businesses.

The revised Scheme extends further support for eligible Australian businesses. In keeping with this intention, we will now offer Business Care with the following features:

  • Variable rates starting from 3.45%
  • Increased loan limit to $5 million
  • Loan terms of up to 10 years
  • Defer repayments for 6 or 12 months (accrued interest capitalised)
  • Existing SME Guarantee Scheme loans and other debts can now be refinanced
  • Loans to be approved and unconditional by 31 December 2021

Attached is Liberty's Introducer Guide and the finer details of the revised Scheme for your perusal, and as always, please don't hesitate to reach out anytime to your BDM, should you wish to discuss.

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.