Resi - More lower cost options for your clients

At Resi, your in-house Mortgage Manager, we are focused on delivery of product solutions and service that will help you win clients for the long term.

For some time now, via the Renew Restart range, we have delivered Specialist lending solutions with low entry costs, allowing you to map out and deliver the best value short and long-term financing solutions for your customers.

We are extremely pleased to be able to inform you that for new Agility applications lodged between now and the end of Feb 2019, there will be no risk fees charged on both Full Doc and Alt Doc Specialist loans up to an LVR of 70%.

By removing Risk fees, Resi helps you to map out a long-term cost-efficient plan to cater for your client's needs now (requiring a specialist lending solution to get set) and also allows you to talk about a longer-term solution to refinance into a prime loan once the issues requiring a specialist solution have been corrected. Removing the risk fees at the start of the process provides savings for your customers at the most important stage of the borrowings ... now.

To determine the best product range to cater for your next specialist lending scenario, please feel free to touch base with the team below to discuss.

Craig Herden - Relationship Manager
E: P: 0478 537 841

Jason Hulbert - Relationship Manager
E: P: 0468 755 419

Tony Wakim - Relationship Manager
E: P: 0416 409 100

Or e-mail our scenarios team on

Changes to commissions

With upfront commission changes filtering through the industry off the back of the Combined Industry Forum (CIF) there are some changes filtering through to our product ranges. Given this impact on different lenders at different times, we have been illustrating the basis upon which upfront commissions are paid for each product range, you can also refer to our internal interest rate document for upfront commission rates as well as clawback rules that also vary between product ranges. This information is contained at the base of each of the pages 2 - 5 of our rate sheet.

Give your clients a say and help your industry!

Momentum Media, publishers of The Adviser, has launched a survey to learn more about the experience of customers who have used a mortgage broker to secure a loan.

The Borrower Experience Survey's findings will be made available to policymakers to ensure that they understand what Australians think about brokers.

The survey is designed to take 2 minutes of your client's time and will serve to assist in building the case against any legislative change that could potentially threaten the health of our industry.

We encourage you to follow the easy steps in the link below and share this survey with as many of your customers as possible. This will ensure that their sentiments and experiences are heard by key policy and decision makers in the crucial months ahead.

The survey is anonymous - none of your clients' personal details will be gathered or retained.

To make it easy for you to distribute, Momentum Media have put together a quick email that you can copy and paste, along with the link.

All you need to do is to press send.

Click here to access the distribution material.

Christmas payment processing times

With Christmas now not too far away, please take note of the following update in relation to payment processing times during the festive season.

We would like to advise you of some minor adjustments to payment processing times during the Dec/Jan.

Please be advised that:
Commissions normally processed and paid on the 25th will now be paid on 21st of December 2018. Transaction fee adjustments normally processed and paid on the last day of the month will now be paid on 2nd of Jan 2019.

Please do not hesitate to contact us on for further clarification if required.

Diversification - the key to business growth!

We are all aware that the residential market has taken a turn, which means diversification is now more important than ever before, and possibly the key to your business success.

Vow Leasing has multiple options for you to help your clients achieve their goals - whether they are personal or commercial.

We have representatives in each state who are available to cater to your client's requirements.

Please contact your state specialist below and start your diversification journey into 2019!