Resi Flexi Options Loan proving to be a winner!

Whether it's owner-occupiers or investors, our flagship product has you covered.

Over the past few weeks, we have been focused on spreading the message about our Renew - Restart range which is our Pepper funded specialist lending range. Our unique pricing proposition with competitive rates along with our special low entry costs has allowed many of our network to introduce specialist lending into their potential solutions for their clients. However, we thought it was timely to remind everyone of our flagship product range, the Flexi Options loan.

Flexi Options - be it for Owner-Occupied or Investors provides some great long-term value for your customers. Recently, we have seen the resurgence of honeymoon rates, but all of our Flexi Options loans are true long-term variable rates with no nasty rate increases after 2 years.

For Owner-occupied, we offer the following rates with no on-going fees (unless an offset account is selected which comes at a cost of $10 per month).

Flexi Options

LVR < 80%

80% < LVR < 90%*

P&I variable owner-occupied

3.74%

4.06%

* LMI can be capitalised on top of the loan amount

In terms of loans to investors, this is where we really stand out from the pack, no matter your scenario, we have you covered with a very competitive offer!

Principal and Interest remains the more popular option now with sharper rates available - our rates represent good value no matter how long your client wants to stay with us.

Flexi Options

LVR < 80%

80% < LVR < 90%*

P&I variable investor

3.99%

4.26%

* LMI can be capitalised on top of the loan amount.

If cash flow is a priority for your client and Interest Only is still on the top of their list, while the rates are a little higher, these are among the best in market, again, not a honeymoon rate. Once the Interest Only period expires we also help your clients by reviewing the rate back to a P&I price point at the time. We also offer Interest Only investment right up to a 90% LVR!

Flexi Options

LVR < 80%

80% < LVR < 90%*

Interest Only variable investor

4.39%

4.79%

* 90% hard cap for Interest Only lending.

We also have some competitive rates for owner-occupied lending, so if you have an investor that needs to release equity from an Owner-Occupied property we have you covered there as well.

Rates (refer rate card attached) are also available for construction and even bridging finance (fees apply), make sure you reach out to the team to discuss your next scenario!

Jason Hulbert - Relationship Manager E: Jason.Hulbert@resi.com.au P: 0468 755 419
Tony Wakim - Relationship Manager E: Tony.Wakim@resi.com.au P: 0416 409 100
Craig Herden - Relationship Manager E: Craig.Herden@resi.com.au P: 0478 537 841
Or e-mail our scenarios team on scenarios@resi.com.au



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