National Conference- 10 most beautiful views in New Zealand

Come along to the Vow Financial National Conference and extend your stay to experience the 10 most beautiful views in New Zealand. have listed the Queenstown Gardens as number one on the list of the 10 most beautiful views in New Zealand.

Visit to see what else this amazing country has to offer if you plan to extend your stay pre or post conference.
Haven't registered yet? Make sure you register today, via the button below, and give yourself ample time to plan your trip.

Click Here to register

IMB's Commercial App Fee Special

We have a special offer until end October 2018 where we have reduced our application fee for Commercial Loans from 0.50% to 0.25% for loans between $500,000 and $2,000,000.

On a loan of $1,000,000, that's a saving of $2,500!

This coupled with:

  • Loan Terms up to 20 years
  • LVRs up to 75%
  • Variable Interest Rate from 4.69% and Fixed rates from 4.69%
  • BDM support to help you put the deal together
  • Fast turnaround times and access to our credit team once the deal has been lodged
  • IMB taking out Best Mutual Bank of the Year at the recent Australian Retail Banking Awards

Makes IMB Bank a real alternative.

Call one of our BDM's today.

Resi Update

With rate changes becoming a regular part of life in today's market place, we thought we would provide you with an update on our strengths in not only prime lending but also where we are seeing activity in our niche segments.

Prime Lending
After some recent rate changes, we are pleased to say that our pricing remains highly competitive in the Investment space along with Owner-Occupied Lending.

Owner-Occupied P&I

We have Smart Pro rates starting at 3.79% with no application, valuation or on-going fees. The only cost of entry is $330 in lender legal fees

Flexi Options remains the option for those looking for a fully feature loan facility, with rates starting at 3.84%.

Investment P&I

Flexi Options remains one of the market leaders with a variable rate starting at 4.04% p.a. With no on-going fees unless an offset account is required ($10 monthly fee), it remains a highly competitive solution for those looking to build wealth via property investment

Smart Pro is also highly competitive with a variable rate starting at 4.09%, again zero set up costs apart from $330 in legals and no ongoing fees.

Smart Pro remains a great no frills option and allows for a number of credit niches some of which are summarised below:

Acceptable Income types include Disability pensions, widow pensions, Foster Care Payments, Supplement Payments (related to certain pensions) as well as Defence Force Reserve Income.

Security properties can include Rural properties. Up to a maximum LVR of 70% we can consider a rural security as long as the following criteria are met.

Our latest interest rate card is attached here for your reference

Any questions or scenarios you would like to workshop? Please feel free to contact the team:




Craig Herden

0478 537 841

Tony Wakim

0416 409 100

Rimi Begum

1800 737 448

Expect more home loan owner occupied variable rate 3.58% PA

This will be withdrawn on August 15th, 2018.

Applications not received by this date will not be processed on this interest rate.

Please also not that these applications must settle by 31/10/18.

A further offer will be advised soon.

Any queries please revert.


Steve Sampson,

Tel: +61(0)2 8262 9094 Fax: +61(0)2 9283 7723 Mob: +61 439 353 831